As well as losing their job you have to bear in mind that as soon as you go BR all of your assets will belong to the OR, and if they own a house there is a good chance that they will lose it, unless they can find someone to buy back their beneficial interest.
BR is with a person for life. If I'm asked if I have eveer been BR at any time in the future I have to answer yes otherwise I am committing an offence. If I decide to apply for a mortgage I will most likely get a higher interest rate than someone who has never been BR. I will find it hard to upgrade my bank account from a basic account as a lot of banks ask if you have ever been BR.
It was the right thing for me to do, but if I could have varied my IVA so the payments would have been more manageable I would have done so.
Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.
View my blog at
http://skippy13.blogs.iva.co.uk/