Can I get pay monthly car insurance while in an IVA ?

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Anita.13

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Post by Anita.13 » Mon Feb 03, 2014 10:55 am
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can i get pay monthly car insurance while in a iva
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kev59

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Post by kev59 » Mon Feb 03, 2014 2:20 pm
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I and many other pay monthly for our car insurance,
in our iva. some company say no but others will
IVA now over with and it was worth it.
now starting my life again,
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Preggaiva

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Post by Preggaiva » Mon Feb 03, 2014 5:41 pm
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Unfortunately in my case I did pay monthly with very high interest and also not all insurance companies accepted me from credit checks.

I ended up paying nearly £200 car insurance per month. So £2400 over a year.

Mind you I live in a very high risk area so that could also be a contributing factor.
Last edited by Preggaiva on Mon Feb 03, 2014 5:42 pm, edited 1 time in total.
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Struzzo39

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Post by Struzzo39 » Mon Feb 03, 2014 6:32 pm
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we changed over to Tesco in December with no problems at all
Steven & Debbie
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cooltony

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Post by cooltony » Mon Feb 03, 2014 11:46 pm
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Hi,

I paid monthly when I was in an Iva but you do pay a bit more, however after my Iva I found out about cashback sites. I now get about 70 back for buying insurance.

I hope this helps :)
Got married two months after i completed! Building my life back up again but still staying on here to support all those who helped me in my times of need!
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footiemad

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Post by footiemad » Tue Feb 04, 2014 8:40 am
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I had difficulties at first using the comparison sites getting monthly terms so in the end I phoned LV and they said yes and I've had no problems since. LV are also very competitive!!
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emptypockets

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Post by emptypockets » Tue Feb 04, 2014 8:48 am
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I shopped around this year and the Post Office were very good
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isseymyake

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Post by isseymyake » Tue Feb 04, 2014 10:49 pm
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I have always paid monthly whilst in my IVA I have been insured with Swinton and a twice with Onecall. I haven't paid over the odd for it either. Just shop about as you would if you weren't in an IVA. Good luck
Issey
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Little miss trouble

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Post by Little miss trouble » Tue Feb 04, 2014 11:03 pm
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Yes you can, I have and Swindon have been very good. They even ask if they can do a credit check x
5 years done and dusted. Certificate received.
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luluj

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Post by luluj » Wed Feb 05, 2014 6:37 am
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We used Tesco car insurance during our IVA and I also swapped to Halifax - all was ok with monthly payments
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Adam Davies

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Post by Adam Davies » Wed Feb 05, 2014 7:29 am
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Hi

I think in general it is not going to be a problem, as others have said always shop around for any insurance renewal, it is amazing how prices can differ

Regards
Andam Davies
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UpToMyNeckInIt

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Post by UpToMyNeckInIt » Wed Feb 05, 2014 11:33 am
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...Esure and Swiftcover allow pay-monthly as well.
My opinions are just that: Based on my experience and being a self-employed IVA customer.
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leighxx

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Post by leighxx » Thu Feb 06, 2014 2:51 pm
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I had pay monthly with asda while in my IVA very reasonable except large deposit every year. Changed last year to Hastings direct, however they would not accept monthly payments. Time for me to change shortly so will just be looking about as usual to find the best deal
Last payment October 2013
CC received 21/08/2014
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luna

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Post by luna » Thu Feb 06, 2014 4:42 pm
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Hi,
We are with Hastings direct and have had no issue with monthly payments?
I think with some company's if you pay in full for the first year and then renew with them the monthly payments are a standard offer.
Regards.m
IVA completed with StepChange.
Last payment Sept 2016 CC Oct 2016
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Preggaiva

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Post by Preggaiva » Thu Feb 06, 2014 7:15 pm
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My first year was £1500, renewal was £2883!!!

I was stuck as they were the cheapest renewal based on monthly payments.

Maybe hard to believe but this is what I'm paying for a whole year.
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