Budgetting!

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Skippy

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Post by Skippy » Sun Oct 18, 2009 3:56 pm
I presume it's to stop people changing suppliers over and over again.
 
 

kallis3

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Post by kallis3 » Sun Oct 18, 2009 3:57 pm
I am so glad that I am with Atlantic - competitive prices and a loyalty bonus for staying with them each year.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Sun Oct 18, 2009 4:01 pm
We fixed as it makes life easier for us with Dave being self employed so we know the minimum he needs to earn (where possible) each month.
 
 

kallis3

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Post by kallis3 » Sun Oct 18, 2009 4:07 pm
We are not fixed, but our monthly payments haven't changed at all since we've been with them and we are sometimes in credit!

I leave it as it is to cover any shortfall over the winter!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Oct 18, 2009 5:44 pm
we're not fixed and for the life of me I can't even remember who we're with...how remiss I should know. I always shop around for things on a yearly basis e.g car insurance etc., always worth doing especially through Quidco as the cashback to swap is often well worth having.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Skippy

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Post by Skippy » Sun Oct 18, 2009 5:55 pm
I'm getting a bit annoyed about my car insurance - I went with the Co-op as they were the cheapest and I could also get £75 from Quidco. It was supposed to be paid in September but wasn't, and they're showing no signs of paying it this month.

It hasn't been rejected (yet!), so there's not a lot I can do other than wait!
 
 

Shining

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Post by Shining » Sun Oct 18, 2009 6:04 pm
I find that sometimes it can take a while to complete but I'm sure it won't be long now before you get your cash Skippy.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Skippy

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Post by Skippy » Sun Oct 18, 2009 6:07 pm
I hope so - it's already spent in my mind!
 
 

Nicinamess

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Post by Nicinamess » Wed Oct 21, 2009 12:11 pm
Can I suggest Swiftcover for car insurance? I can't find anyone to beat them.

Also, I switched to EOn dual fuel tariff and pay monthly DD, it's an internet only product, found through MoneySupermarket. I save about £30 a month now- brilliant!

Incidently, hope you have all visited MoneySupermarket and registered for vouchers. There are some great offers eg- 20% off anything at B & Q, 20% off Ocado home delivery shopping, £10 Prezzo meal- 2 courses and a glass of wine.

Nic x
Life is for living, but not on plastic!
 
 

Skippy

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Post by Skippy » Wed Oct 21, 2009 12:29 pm
Thanks for that Nic, I didn't know about the vouchers.

I have to say I found Swiftcover quite expensive, the Co-op were the cheapest for me this year - it'll probably change by my renewal!
 
 

minime

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Post by minime » Wed Oct 21, 2009 9:20 pm
Thanks Nic
Just registered was after the 20% B&Q one but couldn't find it. Will look on the net for it, they change them all the time.
Cheers x
 
 

kallis3

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Post by kallis3 » Wed Oct 21, 2009 11:17 pm
We are with Atlantic Gas and Electricity and I can't beat them for our utilities/

I particularly love the loyalty bonus I get each year - one months money back on both for each year I spend with them.

Eon tried to get us to change and when we said who we were with, they said they couldn't better it.

I always use Uswitch for anything like this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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