Borderline IVA ACEPTED 15p in £

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markss

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Post by markss » Tue Mar 25, 2008 8:21 pm
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my IVA was acepted today !!! it was very borderline as NR were biggest creditor £20k 84% ACEPTED. I will post the vote results when i recieve them from DFD. I OWED £79K with only £295 surplus per month.DEBT FREE DIRECT have been great it took 6weeks but they have been great really recommend them to anyone. thanks to everyone on here support has been so good. I want to stay on the site to help others in similar situations. thank you all for support / melanie/andy too.[:D]
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emma_t

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Post by emma_t » Tue Mar 25, 2008 8:23 pm
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Great news mark[:D][:D][:D]

I was really starting to worry as you had not posted...

Fantastic news well done
Emma x
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
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sblack

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Post by sblack » Tue Mar 25, 2008 8:30 pm
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What a fantastic result mark, 15p/£1 must be some kind of record.
Well Done
Last edited by sblack on Tue Mar 25, 2008 8:35 pm, edited 1 time in total.
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
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scaredkez

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Post by scaredkez » Tue Mar 25, 2008 8:50 pm
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wow what a result 15p in the £ well done and good luck with your iva.
kerri
Please view my blog at: http://scaredkez.blogs.iva.co.uk/
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aguise

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Post by aguise » Tue Mar 25, 2008 8:51 pm
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Great news Mark. really pleased for you.

Ang
Please visit my blog at http://aguise.blogs.iva.co.uk/
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angela18

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Post by angela18 » Tue Mar 25, 2008 8:57 pm
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brilliant news
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
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Lisa2009

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Post by Lisa2009 » Tue Mar 25, 2008 9:01 pm
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Brilliant result.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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markss

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Post by markss » Tue Mar 25, 2008 9:10 pm
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thanks everyone it was down to my IP / DEBT FREE DIRECT fantastic company. i hope it inspires others. i know i will still get calls etc but should settle down shortly
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emma_t

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Post by emma_t » Tue Mar 25, 2008 9:20 pm
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mark although you will still get calls and letters for a while, they do not seem a problem after approval.

i was really cheery with any callers and some even wished me well, but said they had to keep calling until they were notified.
Keep checking for your name on the insolvency register as soon as it appears tell any callers to check while you are on the phone and update the records.

Have a great evening[:D]
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
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aragorn

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Post by aragorn » Tue Mar 25, 2008 9:44 pm
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Well done. We are also with DFD. We are currently seeking reduced payments after a redundancy/new job with less pay, which means another creditors meeting for us . Your post stating that creditors have accepted 15p/£1 dividend has given us great hope. many thanks.
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Shining

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Post by Shining » Tue Mar 25, 2008 9:44 pm
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Great news mark, all the best for your future.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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olympic_torch

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Post by olympic_torch » Tue Mar 25, 2008 10:14 pm
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Well done.
A new beginning beckons.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
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markss

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Post by markss » Tue Mar 25, 2008 10:28 pm
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hi thanks guys good luck aragon keep fingers crossed for you. thanks everyone else in addition to todays news i was put under threat of redundancy 2 weeks ago but had a jod offer today too so lucky today..
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markss

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Post by markss » Tue Mar 25, 2008 11:03 pm
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interestingly the creditors were offered 17p in the £ but asked DFD to reduce thier fees and they acepted 15p in £
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MelanieGiles

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Post by MelanieGiles » Tue Mar 25, 2008 11:10 pm
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How does a reduction in fees result in a lower dividend?
Regards, Melanie Giles, Insolvency Practitioner
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