Been in IVA since JAN/FEB 2010

[DEBTFREEJAN2015]

I just wanted to say hi,and hoping to get some good tips and help from you all over the next 5 years.

We are in a IVA with McCambridge and Duffy,so only done 3 payments so far, but are counting down(56 to go).

We do budget plan every month, i use moneysupermarket.com to work out weekly food bill,and stick to the list i make from it!!!!!

Thankfully we did already have a tent and all the equipment to go with it....so at least we can unwind and have "cheap" holidays!!!! LOL

[kallis3]

Hi, and welcome to the forum.

Glad everything is going ok and you are with a good firm.

The camping holidays wouldn't do for me though, but I hope you enjoy them!

We're here for any questions you may have, and we do have a great social forum as well.

[Julie]

Hi and a very warm welcome from me too [:)]

You'll get great support on here[;)]

I'm with Jan on the tent front, not for me I like my comforts too much [:I]

Where will you go camping?

xx

[DEBTFREEJAN2015]

We always have electrics,so fan heater on and our air beds are HUGE,bigger than my kingsize bed,so we do have some comforts....lol.

Just booked to go to Derbyshire for 7 nites in school hols(august).

[Julie]

I couldn't do without my bath [:D]

Being able to go away and have a break will be a godsend for you during the IVA. I hope we have a long hot summer and you can enjoy your holidays [8D]

[kallis3]

Have to say that I would rather stay at home than go camping!

I'm like Julie - I love my mod cons, but not fussed on the bath, although I know Julie loves hers.

[Shining]

I would like to welcome you to the forum too, I hope you enjoy your holdiays whatever you choose to do and become a regular poster. Your experience within an IVA will always help others. xx

[kallis3]

Derbyshire is a lovely part of the country, it's been years since I've been there though.

[DEBTFREEJAN2015]

We went camping 19 weekends last summer....so yes we are a iccle addicted. Thing is you forget all your troubles after a few ciders under the stars....lol

Really looking forward to Derbyshire, MMMMMMMM bakewell tart!!!!!LOL

[Cath]

We like a bit of camping, I wanted to pitch my tent in Jan's garden for the FF BBQ but I don't think she'd be up for that lol!

Now have an allotment so will be whiling the hours away there this summer.....needs a lot of work though!

[kallis3]

Our garden is like a postage stamp and it slopes![:D]

You'd be sliding down to the fence!

I leave gardening to hubby - I just love to sit outside with a nice drink and admire the flowers.

[DEBTFREEJAN2015]

Great minds think alike cath, this year got @ 6 tubs with potatoes growing in them and just planted out 3 tom plants and 6 strawberry plants at the weekend!!!!! LOL

Never grown me own veg before, but something very humbling in seeing them all grow!!!!

[kallis3]

We've got a few strawberry plants in and hubby has planted a rhubard crown today. We also have two dwarf apple trees which always give us a good yield.

[Cath]

The man in charge of the allotments told me that carrots and spuds ain't worth growing and you should go for fruit as that's what's expensive in the supermarkets.

Talking of dwarf rooted apple trees, I had a lesson on that tonight too! Mind boggling. He has 40 varieties in the community orchard which you can't buy in the shops!

[kallis3]

I haven't a clue what ours are, one is an eater and one is a cooker. They've been in for years.