Basic Bank account

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Stewartdc59

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Post by Stewartdc59 » Thu Oct 27, 2011 11:27 am
Can anyone advise where i can get one?
 
 

kallis3

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Post by kallis3 » Thu Oct 27, 2011 11:32 am
Co-op and Barclays come recommended as long as they aren't a creditor.

Don't touch HSBC or First Direct though. They will close the account once you're in an iva.
Sharing from experiences of dealing with debt
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oscar

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Post by oscar » Thu Oct 27, 2011 11:34 am
we're with the co-op and have always found them to be good
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Stewartdc59

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Post by Stewartdc59 » Thu Oct 27, 2011 11:34 am
Thanks Jan, how do a get one can you apply online or over the phone.
 
 

kallis3

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Post by kallis3 » Thu Oct 27, 2011 11:44 am
Over the phone or in branch, not online.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Stewartdc59

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Post by Stewartdc59 » Thu Oct 27, 2011 11:56 am
Thank You...
 
 

Tina Shortland

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Post by Tina Shortland » Thu Oct 27, 2011 12:01 pm
Most of the high street banks and building societies offer their own version of the basic bank account (no credit facilities) - so there are others to choose from but Jan offers two good recommendations - you could also try the Natwest or Nationwide accounts.

If you go with Co-op make sure you ask for the Cashminder Account which is their basic one.

Regards,
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

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melanie.n

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Post by melanie.n » Thu Oct 27, 2011 12:20 pm
I have a direct line telephone number for the Co-op which is 01695 53760 (correct number it is short!) this will bypass the expensive line, and is charged at local rate - the account you need to apply for is the Cash Minder account - this account comes highly recommended by clients
Hope this helps, Melanie
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