Had a phone call the other day about claiming back money from banks regarding paying for a bank account(ie monthly charge)
I hate cold callers, and no way I give my details to a cold caller anyway, but its got me thinking
I got my CC in March and all my PPI(apart from the stat interest) has gone to my IVA, so not too bothered about that. But I did have an account that I paid for, for years, that the bank made me have, even when I argued that I didnt want it!
Would I be offside trying to claim, should I tell my old IVA company that I going to claim?
I am afraid that managed account refunds are in the same boat as PPI refunds and should be payable into the IVA.
I would wait a couple of months to see how the current appeal case pans out. Although it is specifically about PPI, the same, I would think, applies ... same boat !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
It also depends on when the account was taken out. We had one with HSBC and contacted one of these companies and were told that we couldn't claim as it was out of time.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
