Bailiffs!!

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puppy

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Post by puppy » Wed Aug 08, 2012 4:48 pm
Well, I answered the door to 2 bailiffs this morning who were demanding £600+ for an unpaid parking fine with threats to impound my car if I didn't make immediate payment. I was so shocked & scared that I very nearly paid it but this would have wiped out my account for the rest of the month. I managed to get them to leave by promising to contact them with a payment by the end of the day. I have since stashed my car somewhere hopefully safe & have instructed an online company to help me challenge the extortionate fees & just pay the original ticket. It relates to a car that I no longer own which was registered at my old address which must be why I haven't received any other correspondence. Has anyone else had experience of this?? They were so intimidating!!
 
 

Niobe

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Post by Niobe » Wed Aug 08, 2012 5:06 pm
Were they bailiffs or debt collectors?
 
 

puppy

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Post by puppy » Wed Aug 08, 2012 5:10 pm
They & paperwork they gave me says bailiffs. I've lodged appeal process with the court now so hopefully will be able to sort it out.
 
 

Niobe

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Post by Niobe » Wed Aug 08, 2012 5:15 pm
This is what they can and cannot do:

http://www.direct.gov.uk/en/MoneyTaxAnd ... G_10034289
 
 

nickjohn

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Post by nickjohn » Wed Aug 08, 2012 5:25 pm
If the debt was for a car you no longer own then surely they cannot take your new car..
 
 

puppy

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Post by puppy » Wed Aug 08, 2012 5:52 pm
Thanks Niobe, that's a useful link, I have spent the entire day researching my rights etc. I'm fairly sure the court will de-instruct the bailiffs now whilst they process my appeal.

Nick, the car that the parking ticket was for was part exchanged earlier this year, probs for scrap. The process of checking databases for any vehicles that you currently own is contentious in itself.
 
 

Shining

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Post by Shining » Thu Aug 09, 2012 5:30 am
Very scary and hope you get some resolution to this soon. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Random Lady

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Post by Random Lady » Thu Aug 09, 2012 7:24 am
What a horrible situation to find yourself in!! Hope you get things resolved soon - let us know how you get on. x
F&F approved May 13 - just awaiting Completion Certificate - moving to a new Debt Free life !!
 
 

Niobe

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Post by Niobe » Thu Aug 09, 2012 8:27 am
Hope you have better news today puppy.
 
 

Michael Peoples

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Post by Michael Peoples » Thu Aug 09, 2012 9:37 am
If you are in an IVA let your IP know. If this relates to a pre IVA debt and the ticket was not written by a traffic warden or other police employee the debt could be captured in your IVA.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

orchid5

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Post by orchid5 » Thu Aug 09, 2012 9:45 am
Hope you get this awful situation sorted Puppy. x
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
 
 

puppy

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Post by puppy » Thu Aug 09, 2012 2:58 pm
Thanks guys. Got a phonecall from the ever hopeful bailiff this morning, still hoping to earn his huge comission, I stupidly gave him my phone no yesterday as part of my mission to get rid of him. I told him to do one as he should have been de-instructed. Have heard nothing since.
 
 

Shining

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Post by Shining » Thu Aug 09, 2012 3:29 pm
Hope you get no further hassle and good advice from Melanie if applicable. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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