At what point is the creditors meeting instigated?

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littlefi

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Post by littlefi » Wed May 11, 2011 11:11 am
I'm awaiting my final paperwork to sign, it's with the IP at the moment being checked, is the creditors meeting instigated once they receive back my signed paperwork?
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kat68

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Post by kat68 » Wed May 11, 2011 11:24 am
once your signed proposal is received by your IP, copies will be forwarded to your creditors along with a meeting date.
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

littlefi

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Post by littlefi » Wed May 11, 2011 11:29 am
Thank you, that's what I thought but nice to have it confirmed!
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MrsKnight

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Post by MrsKnight » Wed May 11, 2011 11:36 am
Good luck littlefi, make sure you read & understand your proposal & don't be afraid to ask questions or ring your IP if you have any concerns. Once it's all signed & sealed it won't be long till your posting about a creditors meeting.
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kallis3

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Post by kallis3 » Wed May 11, 2011 3:10 pm
Once the signed proposal is back with your IP it's normally about 16 days till the meeting date.
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kazzafunk

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Post by kazzafunk » Wed May 11, 2011 3:15 pm
As Jan said! I've been told that most creditors like 18 days now so I am looking at a meeting in June. Probably be the longest 18 days in my life!!!!
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littlefi

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Post by littlefi » Wed May 11, 2011 3:21 pm
yes I agree, I just can't wait to get it all over and done with and start the next chapter afresh, well fingers crossed anyway! I also have a big event I do with my business mid June and I'm hoping against hope it's not when I'm away otherwise I will be beside myself!
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kallis3

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Post by kallis3 » Wed May 11, 2011 4:09 pm
Make sure you check the paperwork and are happy with what is in there before you sign it and send it back.

Shouldn't be long now though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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kazzafunk

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Post by kazzafunk » Wed May 11, 2011 4:28 pm
It might be a good idea to give your IP a list of dates you will be unavailable due to your business and it could be arranged around this?
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IVA completed 21/03/2012
 
 

Rosepetal

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Post by Rosepetal » Wed May 11, 2011 5:48 pm
I'd email them or ring them,you shouldn't be put off contacting them,that what they're there for. well done for facing your situation x
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kat68

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Post by kat68 » Wed May 11, 2011 7:09 pm
hiya littlefi
once i had received and sent back my proposal, i worked aou roughly the week my meeting would be likely to happen, and emailed my company a list of my days off around that week to enable them to arrange the meeting for a date that i was already available, this worked out well for me.
maybe you could do the same.
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

clee123

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Post by clee123 » Wed May 11, 2011 8:57 pm
well I have signed mine and sent it back, and had the IVA call, which was nice. now just to wait for creditors meeting dates. HSBC called today asking lots of questions about my credit card, and I was very honest, just hope that nobody takes it further until creditors meeting. just can't waiot - lets all keep each other updated!!
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kallis3

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Post by kallis3 » Wed May 11, 2011 9:03 pm
You can ignore the calls clee - once the signed paperwork gets back then it won't be long before you get a meeting date.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

kazzafunk

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Post by kazzafunk » Wed May 11, 2011 11:05 pm
Wouldn't give my creditors the time of day now. If one of them did happen to speak to me I would just advise them to read the letter I sent them last week (I wrote to tell them I couldn't pay them anymore money and IP details)
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Shining

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Post by Shining » Thu May 12, 2011 4:54 am
Shouldn't be long now and like others hae said read it well and then it won't be long at all before you get that meeting date. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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