Any chance of a mortgage?

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lauren816

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Post by lauren816 » Tue Oct 30, 2018 9:25 pm
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Hi I am in my 2nd year of an IVA and it looks as though our family will be expanding. We live in a shared ownership house currently which is in my partners name only. We have new build housing being built in the village we live and to enable us to buy a bigger house I would need to be on the mortgage. What would the likelihood be of us getting a joint mortgage when I have an IVA and also getting on the help to buy scheme. I look forward to any advise you can provide me.
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kallis3

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Post by kallis3 » Tue Oct 30, 2018 9:58 pm
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Hi,

Unfortunately you are unlikely to be able to get a joint mortgage whilst in an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Ryan

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Post by Ryan » Wed Oct 31, 2018 8:44 am
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Hi Lauren,

There is a specialist Lender who are about to launch a new Help to Buy product aimed at Clients who are within the 6 years of an IVA however, you would have to settle the IVA to qualify. Also you would have to be accepted by both the Lender and the Help to Buy scheme.


Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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jites_uk

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Post by jites_uk » Thu Nov 01, 2018 7:30 pm
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I would be interested to know more of this. I did a ff this year will complete 6 years 2021

There is a specialist Lender who are about to launch a new Help to Buy product aimed at Clients who are within the 6 years of an IVA however, you would have to settle the IVA to qualify. Also you would have to be accepted by both the Lender and the Help to Buy scheme.


Regards[/quote]
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Foggy

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Post by Foggy » Thu Nov 01, 2018 8:18 pm
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jites_uk wrote:
I would be interested to know more of this. I did a ff this year will complete 6 years 2021

There is a specialist Lender who are about to launch a new Help to Buy product aimed at Clients who are within the 6 years of an IVA however, you would have to settle the IVA to qualify. Also you would have to be accepted by both the Lender and the Help to Buy scheme.


Regards
[/quote]

Drop Ryan an email :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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