Hi ingrid,
It's true that your husbands' debts are his own, unfortunately so is his share in the house if owned jointly.
However it is more difficult for the OR or a trustee to realize interest in a jointly owned property.
If you could convince them that your ex. had made little contribution to the property since he left, you might get his share of any equity fixed at the time of separation, and if you can afford to, buy out the remaining interest yourself.
Failing that, if the object is to protect the property, he may be better off making an arrangement to pay his creditors small affordable amounts and avoid bankruptcy for as long as possible, on the basis his circumstances may improve and give you time to consider alternative arrangements.
-Best
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