American Express

[MelanieGiles]

Don't forget that it is a forum for everyone Paul, and not one single person ought to dictate policy. You are all entitled to your own personal opinions, and if anyone goes a little too far - we get our knuckles rapped by Admin.

I have endured some knuckle rapping in my time, from my earlier enthusiastic days as a new forum member!!

[ivas4us]

Thanks Melanie. I am sure you appreciate that sometimes the wrong things are said innocently or not knowing there not the right things to say and I would welcome anybody saying to me when I have gone astray. Melanie your support is invaluable.

[Adam Davies]

Hi
Appreciate the comments Mel
Should have more time now and am determined to steer the forum in the right direction.
I have no problem with opinions, political views etc just as long as they are put accross in a fair and responsible way.
For the record ivas4us I have no problem with your posts, from memory, infact I think you have a very positive and friendly manner
Regards

[ivas4us]

Thank you Andy. I would like to be able to repay some of the tremoundous support I have received from the forum.

[MelanieGiles]

And he is a very funny guy too - and we do need humour on the forum as well.

[ivas4us]

Melanie, Who is funny Andy or Myself or even both.

[kallis3]

Good to see you back more Andy.

I do try and censor or delete what I think are inappropriate jokes or comments - as I have tonight.

As to negative posters, I try to put right any damage that I think they may have done for others, especially the vulnerable ones still hovering.

I hope I've said nothing to offend anyone.

[Max]

I hope the posts from my husband and me from not been offensive to anyone - as a matter of interest had two telephone calls from Barclays tonight which my husband dealt with; the first restating that they do not accept IVAs the second telling him that they are aware he is hoping to undertake an IVA and wished him good luck with it! I am sure the left hand does not always know wat the right is doing.!

[Skippy]

I try and do the same as Jan - although she usually beats me to it!

[ivas4us]

J, both David's and your posts have helped me tremendously and in no way offensive. I hope your mum and David are improving. I am sure you are a lot happier now Melanie has weaved her magic. Good luck with everything.

[Adam Davies]

Hi
Jan, you are doing an amazing job. No-one could keep an eye on the forum the way you do.
Talking about funny posters I wonder how Olympic Torch is doing ?.............now that IS a funny guy.
Regards

[kallis3]

Thank you Andy.

OT does make some funny jokes! Wizzzard is another one who always brings a smile to my face.

[ivas4us]

I think he has a burning desire to do some running.

[Max]

Thank you Paul - alot happier now - Melanie did a brilliant job but I shall never grasp how she did it. David has been busy - he has been asked to write a paper on debt (dictating it to me because he can't see properly with his eye drops) for the (Catholic) Bishops Conference of England - hopefully - if the Bishops accept it the Forum will be notified to every Catholic priest in England so that, if approached, they will be able to advise their parishioners from where they may seek advice. J

[ivas4us]

Thats really good work. The quicker the message gets around then the chances are the debt is kept lower tha what it could potentially be.