After paying off IVA early I am now looking for a bank that will accept me for an ISA

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Sharon2018

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Post by Sharon2018 » Tue Feb 09, 2016 8:51 am
Hi, I paid my IVA off early and would now like to save until I'm able to apply for mortgage. I applied for an ISA with coop who declined me. I didn't realise banks credit check for savings! Can anyone suggest a bank that will accept me for an ISA? Do Nationwide do credit checks on ISA'S, I was interested in their save to buy?!
 
 

kallis3

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Post by kallis3 » Tue Feb 09, 2016 8:56 am
The Co-op won't open a savings account if there is an IVA showing on your credit record. Did you apply online or go into a branch - that sometimes makes a difference.

Not sure about Nationwide. You could always phone them with a general query initially.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

lifenoteasy

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Post by lifenoteasy » Tue Feb 09, 2016 9:22 am
I have a cash ISA with Nationwide.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue Feb 09, 2016 1:33 pm
Do you get much interest from an ISA these days?
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

ginger323232

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Post by ginger323232 » Tue Feb 09, 2016 5:13 pm
1.2 to 2% with Nationwide
Last edited by ginger323232 on Tue Feb 09, 2016 5:16 pm, edited 1 time in total.
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