Thank you for all your advise. Even if an IVA is not the way forward i may get another job earning more which would hel me out but wanted to get advise on my options.
My situation is now, i have moved out of my prents house and am living with my new girlfriend but not paying any rent (yet) I am off the mortgage with my ex and did not take any money from her. Really need to talk to someone on what my best options are.
shall i fill in a form on your website Melanie again as i would rally like to talk to you about my options.
Have spoken to Tina @ Melanie's company and am waiting for her to come back to me.
Just a quick question, I am still on the electro register at my old address and i cant change it till december as i have missed the cut off for this period. Will it affect me in being able to open a bank account with the co-op? Is there another bank i could use?
Everything is in full swing Just getting all my stuff together but am struggling to find address for all my creditors. Anyone know where i send the letters too, it says to there customer services but i have been searching on the net but cant find them.
Everything is in full swing Just getting all my stuff together but am struggling to find address for all my creditors. Anyone know where i send the letters too, it says to there customer services but i have been searching on the net but cant find them.