Advice Needed After Suprise

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John_Bowman

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Post by John_Bowman » Wed Nov 26, 2014 1:32 pm
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So I've been in my IVA since Feb this year and so far it has not been to bad. I am living to my means and not making any silly mistakes.

It won't be long now until my first review and I am getting nervous about it. Mainly because earlier this month I became a Dad.

Any spare cash I have had has gone towards out little one but I'm not stupid I know she is only going to get more expensive.

How do I go about bringing this up with my IVA company?
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Shining

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Post by Shining » Wed Nov 26, 2014 1:59 pm
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Hi, firstly huge congratulations on become a Dad, do tell them your change of circumstance as you will be able to claim an allowance for a child within your I&E I would have thought to make things that bit easier.

Enjoy they grow up far too quickly.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Foggy

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Post by Foggy » Wed Nov 26, 2014 2:24 pm
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Congratulations. As Lesley says, tell your IP and hopefully they can adjust your I&E to help a little.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Wed Nov 26, 2014 5:39 pm
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Congrats from me too ... a new I&E will provide for your new bundle of joy so be sure to note down all your additional expenditure
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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plasticdaft

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Post by plasticdaft » Wed Nov 26, 2014 8:24 pm
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Congratz from me too.

Enjoy them while they are young.

Junior is now 17 and costing a fortune in driving lessons etc!!

Totally worth it though.

A review should be in order.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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wiggle1

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Post by wiggle1 » Wed Nov 26, 2014 11:39 pm
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Congratulations on your new arrival.
Life after IVA is wonderful.
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