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Post by pippa » Thu Aug 28, 2008 9:47 pm
Hi all
I have not been around for quite some time and notice lots of newbies around which is a good sign that the forum is as popular as ever and that people are obviously finding a great level of support here.

Thought I would drop a line to let you know that I was discharged earlier this month. Its been a long road but has actually passed very quickly and smoothly and when I reflect where I was in life 12 months ago compared to today I am positive BR was the right decision for me. (IVA Proposal rejected by NR)

For all of you who are contemplating Bankruptcy as a resolution to your situation good luck. It is not easy making the first steps but as long as you co operate fully it will be a lot easier than you imagined.

A huge thanks to Melanie too, who gave me much of her own time with additional support after my IVA was rejected and that was very much appreciated.




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Post by Lisa2009 » Thu Aug 28, 2008 9:48 pm
Brilliant news and well done.
All the very best in your debt free future pippa xxxxxx 'Our Story'

Nil carborundum illegitimi


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Post by kallis3 » Thu Aug 28, 2008 9:49 pm
Great news Pippa, very pleased for you.

A great post to for anyone looking at BR and being unsure about it.

Good luck for the future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


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Post by Soulgrowth » Thu Aug 28, 2008 9:53 pm
Hi Pippa

Good to see you around again ... what a wonderful success story! [:)]

I hope that life is picking up for you once more.



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Post by Viki.W » Thu Aug 28, 2008 10:35 pm
Fantastic news Pippa, good luck for the future. X
If you would like to talk to me about your debt problems, please visit:


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Post by moretolife » Thu Aug 28, 2008 10:57 pm
pippa....good to hear your news and such a positive attitude...well done
IVA completed 11th Dec 2009 due to a Full and Final with the fantastic help of Michael Peoples and
Mc Cambridge Duffy

Visit my blog...Journey from Debt to Life Post IVA


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Post by Skippy » Thu Aug 28, 2008 11:16 pm
Excellent news Pippa, I'm glad things have worked out for you x


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Post by debtmountain » Thu Aug 28, 2008 11:19 pm
Hi Pippa,[:)]

Great News and all the best for the Future.

IVA accepted 13/11/2008..17 payments down,55 to go..


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Post by MelanieGiles » Fri Aug 29, 2008 12:01 am
I can't believe that the past year has gone so quick! Well done! Did you manage to sort out the house issue?
Regards, Melanie Giles, Insolvency Practitioner


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Post by pippa » Fri Aug 29, 2008 9:11 am
Hi melanie

Yes the house and everything else was sorted, all credit to the trustee at GT who handled everything they were brilliant.
We had a bit of a hic up with Mums re mortgage, and had to renegotiate the BI a couple of times but they never made an issue of it and it was all settled quickly.

Time to move on, have learnt a very big lesson, looking back you realise how much of your life was absorbed by the worry of debt (years). Life is very different when you are free to put that time & energy to better use.

Thanks again Melanie

Best wishes all and thanks for the comments

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