Accepted - yessss!!

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emmaxpete

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Post by emmaxpete » Sat Nov 03, 2007 7:27 pm
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Hi guys - only just had a chance to let you all know - we had our meeting on Tuesday (at last - this would be our 2nd meeting), and it's been accepted - yessss!!!
I think they accepted about 26p in the pound - which is £410 per month on a debt just over £60k!! Me and hubby are so relieved - only minor (standard) modifications, no increase or anything!!
I shall continue log on to this website, and hopefully get some good budgeting tips of people - will need them!!
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Soulgrowth

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Post by Soulgrowth » Sat Nov 03, 2007 7:30 pm
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Well done ... what a relief for you! Here's to getting your life back on track [:)]

Debbie

www.familyceremonies.co.uk

www.soulgrowth.co.uk
Debbie
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Adam Davies

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Post by Adam Davies » Sat Nov 03, 2007 7:57 pm
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Hi
Well I'm glad that your IP finally got the correct loan amount sorted out and a new proposal accepted.It's been a bit of a nightmare for you and the acceptance is well deserved.
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Andam Davies
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emma_t

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Post by emma_t » Sat Nov 03, 2007 8:04 pm
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So pleased for you, it must be such a relief to you.
Best Wishes
Emma x
[:D]
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
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couple31

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Post by couple31 » Sat Nov 03, 2007 8:16 pm
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Congratulations !

Would you mind listing who you creditors were?
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Lisa2009

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Post by Lisa2009 » Sat Nov 03, 2007 8:20 pm
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Congratulations !!!
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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plec

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Post by plec » Sat Nov 03, 2007 8:41 pm
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Congratulations !!!
High hopes & skint pockets!!
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Skippy

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Post by Skippy » Sat Nov 03, 2007 8:46 pm
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That's really good news - good luck for the future x

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/
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emmaxpete

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Post by emmaxpete » Sat Nov 03, 2007 8:49 pm
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Hi - Creditors where:

EGG 9500
NAT WEST 23000
CAPITAL ONE 4000
SAINSBURYS 3600
CAHOOT 8500
SAINSBURYS 14500
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plec

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Post by plec » Sat Nov 03, 2007 8:52 pm
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who voted yes
High hopes & skint pockets!!
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plec

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Post by plec » Sat Nov 03, 2007 8:57 pm
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the only reason is that natwest is our highest creditor as well and we also have egg
High hopes & skint pockets!!
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Mrs Plec

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Post by Mrs Plec » Sat Nov 03, 2007 9:00 pm
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I would just like to congratulate you on your IVA being accepted, seeing as I have just kicked hubby off the comp as he has been on it most of the day.
Sam

Look to the future not in the past!!

1 down 59 to go!
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emmaxpete

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Post by emmaxpete » Sat Nov 03, 2007 9:33 pm
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well done mrs plec - it's the same in our household!!

Egg and capital one voted yes

Not sure about the others yet, should hopefully hear next week so will let you all know! The IP didn't say anybody voted no so perhaps they all voted yes!!
I was quite surprised, actually, especially as the dividend is just over the 25p threshold!
For you guys out there who are still going through the process - good luck!!
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Mrs Plec

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Post by Mrs Plec » Sat Nov 03, 2007 9:46 pm
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Hi Emma

It's good that I kicked my hubby off the comp so I can get on it once in a while but he could just going and get his daughters laptop and connect to the internet. We are just starting to go through the process of setting an IVA up. We are just trying to find all the docs we need to send to our advisers (Thomas Charles) which its a bit of a struggle at times when hubby is stressing out at the smallest of things at mo. How long di d it take you to get through the beginning process to starting to pay to your IP?
Sam

Look to the future not in the past!!

1 down 59 to go!
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emmaxpete

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Post by emmaxpete » Sat Nov 03, 2007 9:56 pm
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It took about 4 months, we too went with Thomas Charles! It only took us this long becuase we had 2 meetings - the 1st one has to be rejected as the IP has put down the wrong figures! It is a very stressful time, what with all the letters and calls of creditors/debt collecting agencies, but, I think if you're deciding to do an IVA , you're admitting you've got a problem that needs sorting out - and this is the only way!
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