I share Andy's view about a BRO. I think that the Insolvency Service has better things to do with their time and as you say you are not gambling any more.
With regard to your offer - I'd certainly be happy to put that sort of offer forward, as I think it has a good chance of success.
Give one of our experts a ring Neil - you can find their details under the 'Ask a Question' section on the left hand side of the page. They will be able to go through things in more detail with you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk