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quark2008

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Post by quark2008 » Mon Jun 23, 2008 8:42 am
Morning all.#13;#10; Well i worked all weekend in A&E and was still able to give my all to the patients.My colleagues are shocked at how i looked and i found the courage to tell a few what was happening.Lots of support and hugs. Told off for letting myself get into such a physical state though. #13;#10;#13;#10;I have downloaded the BR forms and have begun to fill them in, some bits are quite tricky though. Taking my time with it making sure that i make it as accurate as possible. Once completed i will make a trip to my local CAB and get someone to go through it with me. #13;#10;#13;#10;My IP is going to ring today with regard to the modifcations they made at the creditors meeting last friday, if it's a no then at least i have some cash left to put aside for the BR fee.
 
 

Skippy

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Post by Skippy » Mon Jun 23, 2008 9:15 am
Hi Quark, I'm glad you have confided in someone - it really takes the weight off you a bit. Good luck with filling in the forms - they are confusing, but not that bad when you get into them! I filled mine in over a month to make sure I got them right. I did make a couple of mistakes, but they were amended at court without any problems.
 
 

quark2008

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Post by quark2008 » Mon Jun 23, 2008 9:17 am
Thanks, what do i need to do with my creditors in the meantime ? and how long should i take over this ? stupid questions in know
 
 

abc

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Post by abc » Mon Jun 23, 2008 9:27 am
The sooner that you file the forms then the issue of your creditors no longer becomes your problem but that of the Official Receiver. So if you have made the decision to go bankrupt you might as well get the forms in sooner rather than later.
Alan Coleman
Licensed Insolvency Practitioner with over 20 years experience and specialist for IVAs for self employed people

www.jmmarriott.co.uk
 
 

quark2008

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Post by quark2008 » Mon Jun 23, 2008 9:49 am
Does anyone know long it takes to get an appt at the high court once forms are filled in and fee ready ?#13;#10;
 
 

abc

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Post by abc » Mon Jun 23, 2008 9:52 am
Depends on the Court and how buzy they are, phone your local court and asked to speak to the bankruptcy clerk, they will be able to tell you.
Alan Coleman
Licensed Insolvency Practitioner with over 20 years experience and specialist for IVAs for self employed people

www.jmmarriott.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Mon Jun 23, 2008 9:57 am
There is no waiting list at the High Court - you merely turn up first thing in the morning - ie about 8.30 and join the queue at the Thomas More building. The process can be a little lengthy, but at least you are guaranteed of getting your order on the day you want it.
Regards, Melanie Giles, Insolvency Practitioner
 
 

quark2008

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Post by quark2008 » Mon Jun 23, 2008 10:04 am
It will be The High Court in London, by the looks of things
 
 

quark2008

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Post by quark2008 » Mon Jun 23, 2008 10:06 am
So i just turn up, fee in hand and forms filled and that's it ?
 
 

MelanieGiles

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Post by MelanieGiles » Mon Jun 23, 2008 10:07 am
That's the height of it Quark!
Regards, Melanie Giles, Insolvency Practitioner
 
 

quark2008

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Post by quark2008 » Mon Jun 23, 2008 10:13 am
Thanks Melanie,i think i will take a friend with me. i feel completely petrified but i know my health and studies are suffering really badly and i have to gain some kind of control.I have failed and accept that. I have learned my lesson and it's been very harsh one at that.I hope once i finish my degree and qualify as a nurse i will feel much more free and able to carry on with my life and never ever get into debt again.
 
 

MelanieGiles

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Post by MelanieGiles » Mon Jun 23, 2008 10:15 am
Good idea - then you have someone you can go for a quick drink afterwards to celebrate! Look to the future - as you can do something about that, you cannot now do anything about the past.
Regards, Melanie Giles, Insolvency Practitioner
 
 

chris.g

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Post by chris.g » Mon Jun 23, 2008 10:25 am
Just wanted to wish you luck Quark
It's nice to be back......
 
 

quark2008

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Post by quark2008 » Mon Jun 23, 2008 10:37 am
Thank you very Chris.I am not taking this decision lightly in any way.I've made myself really ill over the last 2 weeks worrying about all this, i look dead.I am wondering whether the fees i have paid to the IP already are refundable, i ask only because i don't know, and it would be useful to get something back to put forward for the BR fees.
 
 

kallis3

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Post by kallis3 » Mon Jun 23, 2008 11:50 am
Good luck Quark - hope you get sorted quickly.

Not sure about whether you can get your fees back though.

Has your IP phoned yet with the modifications?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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