a friends msn tag message

[elldina]

you know on msn you can write a little message to show thoughts etc
well on one friends it says hope bank approves overdraft and i really want to say to her NO!! don't do it as i know she's struggling financially but she's listed xmas presents she's bought or friends have bought and she's paying them weekly for and she's basically said the overdraft is to cover xmas , she knows i'm in an iva and had financial problems i really want to say something but don't want her to think am interfearing , should i leave it and be there when she really does need help or say something
help
elldina

[kallis3]

You could always ask her if she really needs the overdraft and remind her of what has happened to you and tell her you don't want the same thing happening to her.

And of course be there for her if it all goes pear shaped.

[elldina]

i think will have to say something as i don't want her to be stressed by calls etc like ive been in the passed especially in todays climate

[Abby]

it may be worth saying something but whether it will sink in or not is another thing, i think a lot of us bury our head in the sand until one day you wake up and realise that things are serious, and something needs to be done, it sounds like she is not at that point yet, but sadly it will happen and she will be lucky to have you to give her support and advice, and maybe introduce her to us.xx

[Wizzzard]

I agree with Abby. We all 'hear' the warning bells but suffer from a very bad case of selective hearing when it happens. Then it's a case of 'If only someone had warned me'. If you did warn your friend Elldina it would be a good thing but it's more than likely she won't hear you, and very unlikely she'd thank you. I'm only saying this cos I've been there and when someone tried to warn me I didn't speak to them for two years. What a nosey owld sod I thought ... telling me I can't handle me finances. He never actually said that but my mind said he did, and I lost a friend. So tread warily Elldina and be there if it does go pear shaped.

I'll shut me gob now.

[elldina]

ive been trying to work out how to put it so as i can't think how will leave it as don't want to upset her
thanks everyone for your thoughts
elldina

[angela18]

My friend came to me yesterday with her money woes.. I gave Melanies number, don't know if IVA route will be the one for her, but I know Melanie and her team will give her good sound advise.. I was just glad could help in a little way!! I told her how my IVA works and hopefully she will get sorted