4th Year Re-mortgaging

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kallis3

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Post by kallis3 » Thu Jun 04, 2009 8:37 pm
Someone would have to buy the BI though if they went bankrupt which will cost £1 plus £211 and if it is both of them that will be doubled.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

ivas4us

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Post by ivas4us » Thu Jun 04, 2009 8:49 pm
Is it only the £1 that is doubled or both.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
 
 

kallis3

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Post by kallis3 » Thu Jun 04, 2009 8:53 pm
Not totally sure Paul.

I'm sure Melanie or Julie or Skippy will be along to correct me.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Thu Jun 04, 2009 8:54 pm
Which would more than likely be cheaper and a much shorter experience than an IVA!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

Max

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Post by Max » Thu Jun 04, 2009 8:56 pm
Paul, I've just noticed my "name" is on the bottome of your name sheet along with Melanie et al - I can't advise anyone - I pick the brains of Melanie and Jan!! All I can do is try to reassure etc.
 
 

kallis3

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Post by kallis3 » Thu Jun 04, 2009 9:04 pm
I presume you want to put something into your signature David?

All you have to do is log into your profile. That will take you to your details and on the right hand side you will find a box which says 'Signature'. Type in there what you want to put in, then in the two boxes underneath just use the drop down menu to put 'Yes', go to the bottom of the page to submit and then everytime you post, whatever you have put will appear.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Max

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Post by Max » Thu Jun 04, 2009 9:08 pm
Oh no Jan its not that. I am a novice who got into a shocking mess. I just did not want anyone to think I am expert like you. I can give sympathy and encoouragement, along with comments on those who helped me. Technical advice - I have not got a clue!!
 
 

plasticdaft

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Post by plasticdaft » Thu Jun 04, 2009 9:12 pm
If you are on here David,you can help. I try to make sure if I post something I am unsure of,that I say I am unsure,just do the same. The more people who are on here the more chance there is of people reading comments and plucking up the courage to ask questions,we can all do our bit.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

kallis3

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Post by kallis3 » Thu Jun 04, 2009 9:13 pm
I'm with you now - sorry!

The only reason I was asked to become an expert on here is because I was (and still am) going throught the process. I post on here an awful lot, and have learned from the professionals on here. I still do get it wrong!

The advice and help you give on here is gratefully received by all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Max

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Post by Max » Thu Jun 04, 2009 9:24 pm
Thanks - I would never leave this forum - it is a very humbling experience for me.
 
 

ivas4us

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Post by ivas4us » Thu Jun 04, 2009 9:34 pm
David you have helped me a great deal and continue to do so, we are all experts in our own little way but on different subjects. My signature is to thank all the people that have helped me, perhaps I ough to update it but the list would be that long it would take up a complete page every time I posted.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
 
 

kallis3

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Post by kallis3 » Thu Jun 04, 2009 9:38 pm
Everyone going through an IVA, BR, DMP has something to give to people in the same situation, or thinking of going along those routes.

Some, like Paul, have expertise in certain areas which are a great help to everyone. Others give valuable support.

The professionals put the icing on the cake so to speak!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

plasticdaft

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Post by plasticdaft » Thu Jun 04, 2009 9:43 pm
Mel can do cake decorating too!!! Her talents really are endless heheh!!

My birthday 3rd august Mel!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

MelanieGiles

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Post by MelanieGiles » Thu Jun 04, 2009 9:48 pm
I will have you know that I am actually quite an accomplished sugarcraft enthusiast!! Although I don't get much time now - hubby has to bake the cakes though, as I am hopeless!
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Thu Jun 04, 2009 9:52 pm
I was correct then![:D]
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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