If the review has been finalised at a higher figure your 10% 50/50 should now kick in at a higher amount. You will therefore be able to keep a higher percentage of the overtime so overall you may not be much or any worse off.
Thanks......not thought of it like that :0) although we dont get the 10% ours is just 50%.
But to get to earn GT's salary increase we have to both work at least 37.5hrs of OT each per month!! Thats a whole extra working week each a month just to earn what they say our basic salary is!!!! Im due to have ankle reconstuction surgery soon which will mean at least 5 months off sick for me on my true basic wage and I doubt hubby will be able to do more OT to cover this as I will be unable to walk/drive so will need him around to help taking the kids to/from school and my physio appointments!
Lets just hope we get through this year being able to maintain our payments then await the next review!!
I personally would seek further assurance from your IP - have you spoken to the review team or your IP. It really does sound unreasonable to include over time as a regular payment towards your income and expenditure. As to having to work an extra 37.5 hrs in the month to meet your payment that is outrageous and I would want ask where is the work life balance that everyone is entitled to - if you work that amount of hours the likelihood is your health with suffer long term and could impact on your IVA payments further...
However not being an expert I am not fully aware of whether you can challenge this decision further - maybe one of the professionals can answer this for you.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
