Hi, My first annual review went well. My increases in expenditure have been accepted. I did offer another 3.00 per month but they have said my payments will remain the same. Thats a releif. I found the team really helpful and had a real good chat with the lady who called me to tell me.
Caraf good luck with yours. Please let me know how you go on.
Thanks very much Marsha1.
I am really glad that DFD have been fair with you over your I&E lets hope they are as fair with me. My anniversary date 27th December.
Did they check and say anything about your bank statements ?
Congratulations
Carol
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Hi Carol. They didn't mention my bank statements, I had to send in three alltogether.
I came home from work and had a message to call Kerry from DFD. I was a bit nervous, but when I got through I actually spoke to someone else who said it was a courtesy call to say my payments were remaiing the same.
I am due a pay rise soon and I asked about some of this going to dental and glasses, the lady I spoke to was really very nice about it and advised me that I should be allowed more contingency for these things. I am so pleased and have to say DFD so far have been fine. My petrol increased by 15.00 a month, they didnt question this, I sent in receipts though. They have given me increases where I asked for them without any queries.
I put my petrol up by £60 this wasn`t questioned ,its nice to get through your review and get it out of the way its like going through it all again at the start i was pleased to get mine done also.
It is like going through it all again, you are sooo right. I feel so releived I evenhad a few too many wines last night to celebrate. Ouch, my head hurts today. Hey only three more reviews to go.
See most IP's and their staff are human and understand most peoples circumstances.
I am sure with better training and help from this Forum will ensure IP's (and their staff) behave fairly and appropriately.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Well done Marsha, I am glad your review went well.
Caraf, good luck for yours and they have been very fair with Marsha so are sure to be with you also. I really remember how worried you were when you were applying for you iva and am really pleased for you that it has gone so well[:)]
Let us know how you get on and hope things are well with your family[:)]
Be positive & look after yourself, there are more important things in life than debts....
Thanks Emma. It was a nervy time. I imagined the worst, that they would be totally unreasonable etc. I tend to think the worst at times like these. Im sure Caraf will be ok, we were both with Clearstart before our iva's transferred to DFD and that upset us a bit. However I cannot comlain about DFD so far, so good. I know Caraf has stated in earlier posts that she finds communicating with them easy enough.
Thank you. Glad everything went ok Marsha1 I am really pleased for you. Lets hope they are reasonable with me. Although nothing much has changed with our I&E. My husband got a 3% rise last January and this has been more than swallowed up by increases in petrol, food, gas and electric.
Thank you again and I will let you know how I get on.
Regards
carol
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