Debt Week: Unfair Penalty Charges

Debt Week: Unfair Penalty Charges

As part of Debt Week,, the site providing support and legal advice for those wishing reclaim unlawful bank charges, held a public seminar to enable greater numbers of consumers to fight back against penalty charges levied by banks, yet deemed unlawful by the Office of Fair Trading.

The open seminar was led by Stephen Hone, Director of and winner of a landmark victory against Abbey National in 2006.

The meeting was held at the Regus Liverpool Street Centre, EC2M at 1pm on Wednesday 31st January 2007.


  • An update on the legal status on the campaign
  • A step-by-step guide to reclaiming bank charges
  • Presentation of a series of successful case studies.

More about Stephen Hone, Director of Penalty Charges (, recently made history with his case against Abbey National over their bank charges, which was settled in his favour for 600% more than his claim, at £5000. Stephen has become the spokesperson for this crusade, appearing on shows such as GMTV and Tonight with Trevor McDonald as well as appearing in the UK's national press regularly. He set up Penalty Charges to help people fight back and recover these unlawful charges from their banks.