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Posted: Fri May 02, 2008 1:19 pm
by s.b.w
Just thought I'd put some good news on here...
I've just made my final payment to my IVA....
WHOPEEEEEE
It's been a long old journey but well worth it!
I'd say to anyone even slightly hesitating to go for it. Just talk to an IP and see what they have to say. You can't be shot for asking questions!
Good luck to you all... if I can do it, anyone can!
Roll on the completion certificate and my first paypacket all to myself at the end of May!
Sharon x [:D]
Posted: Fri May 02, 2008 1:25 pm
by rayb
Well done to you!!!
Have you just completed your 60 months or did you settle early??
Posted: Fri May 02, 2008 1:32 pm
by s.b.w
Hiya Rayb
It was the full 60 months. Didn't have a property to sell for early settlement.
I made the first enquiries back in September 2002 and was formally accepted on 16th April 2003.
As you can tell the dates are etched in my head for all time!
As I said, it's been a hard slog, but well worth it!
And now I am saving up for my first holiday in over 8 years.... thought I'd never be able to have a holiday again when I was in debt!
Woohoo!
Sharon
Posted: Fri May 02, 2008 1:38 pm
by rayb
Well once again congratulations!!! You have certainly earned the holiday that is for sure.
I have another 3 years to go but time is passing very quickly already so roll on 2011 lol!!!!
Posted: Fri May 02, 2008 1:54 pm
by ianmillington
Congrats from me too!
Ian
Posted: Fri May 02, 2008 1:55 pm
by Lisa2009
And me !!
Posted: Fri May 02, 2008 2:04 pm
by kallis3
Congratulations s.b.w, Five years to go for me. It must be great to have made that final payment.
Posted: Fri May 02, 2008 2:07 pm
by s.b.w
Thanks everyone
Kallis3 and rayb Good luck, it'll seem a bit scary and you'll think there's an absolute age to go, but it will fly by!
Onwards and upwards!
Sharon x
Posted: Fri May 02, 2008 2:14 pm
by ianmillington
I try to put it into perspective when asked by clients by drawing the similarities between an IVA and a 5 year interest free loan. Looking at it like that can make things a bit easier.
Ian
Posted: Fri May 02, 2008 2:23 pm
by s.b.w
that's a very good idea Ian, never thought of it like that before.
Sharon
Posted: Fri May 02, 2008 2:33 pm
by kal
Many congratulations.
I have only just started out (paid 2 months).
Good luck with choosing your well earned holiday.
k.
Posted: Fri May 02, 2008 2:38 pm
by tinytori
Gratz hun, Im 8 months into my IVA, im hoping the next 4ish yrs fly by.
Well done you!!! and wish u the best for the future xxx
Posted: Fri May 02, 2008 2:45 pm
by sblack
Well Done s.b.w and all the best for the future.
We are 2 payments down and still lots to go !!!!
A year after the 2012 Olympics we should be about done.
Posted: Fri May 02, 2008 7:45 pm
by debbie.s
Enjoy your holiday s.b.w, I have lots of plans for three years time,but still seems a long way off!! Well Done x
Posted: Fri May 02, 2008 7:52 pm
by chris.g
Well done Sharon, Good luck with your future and the extra income you now have due to you not having to pay your IVA,
xx