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Posted: Tue Apr 29, 2008 3:09 pm
by desperateneed
Today I received a letter which read:
"We are pleased to tell you that your IVA is now complete and that your creditors have been satisfied. A completion certificate is attached".
I know this was confirmed back on March 4th, but have been waiting a long, long time for this day, cos it really is official now - it's over!!!!
And to all of you still in IVAs - your day to will come; just hang on in there, I know it's tough, but you will come out the other side debt free, and there ain't no feeling like it!!!
Good luck to everybody, and once again thanks for all the support and advice from this forum because without you things could have been very different.[:D][:D][:D]
Posted: Tue Apr 29, 2008 3:12 pm
by aguise
Great News, Well done you must feel fantastic.
All the very best
Ang
Posted: Tue Apr 29, 2008 3:13 pm
by Oliver
Great post and a fantastic example of how an IVA can have such a positive effect on someones life.
Congratulations and all the best with everything in the future.
Posted: Tue Apr 29, 2008 3:14 pm
by sblack
Well done and thankyou for your kind encouraging words for those of us still in IVA's.
Congratulations.
Posted: Tue Apr 29, 2008 3:17 pm
by size5
Fabulous and well done for sticking with things to the end, as you say there can be tough times in an IVA so you deserve great credit for seeing it through.
Good luck.
Posted: Tue Apr 29, 2008 3:17 pm
by Julie
Well done, its great to hear of the positive feelings.
Posted: Tue Apr 29, 2008 3:28 pm
by kallis3
Brilliant! So pleased for you. 5 years to go and counting for me!
Posted: Tue Apr 29, 2008 3:48 pm
by desperateneed
Thank you all so much, but you know I can still vividly remember the day I started my IVA; as I signed the paperwork tears were streaming down my face, and when all was done I had to rush to the loo to be sick - I was an absolute wreck. I still recall the tough times (and there were many) but I have learned a valuable lesson because my love affair with credit is well and truly over, after nearly five years of paying for anything and everything with cash the thought of anything else is totally alien to me, and once you have completed your IVAs (and you will) I sincerely hope that you all find the same because it is great.
Posted: Tue Apr 29, 2008 4:15 pm
by chris.g
Well done for getting through your IVA.
You truly are debt free now, an inspiration to others facing their debt demons,
xxx
Posted: Tue Apr 29, 2008 4:48 pm
by Skippy
Great news - well done for sticking with it
Posted: Tue Apr 29, 2008 5:13 pm
by emma_t
Brilliant, well done[:D]
I love reading posts like yours as they really positive and give me lots of hope.
Enjoy your debt free future, well deserved I am sure,
Emma x
Posted: Tue Apr 29, 2008 5:37 pm
by angela18
brilliant news, mine was approved yesterday..
i've got a very long way to go, but got a target to get to. can't wait to be posting like you!![8D]
Posted: Tue Apr 29, 2008 7:29 pm
by Beans on Toast
WELL DONE.... great news that, shows us all there's light at the end of the tunnel.
Posted: Tue Apr 29, 2008 7:59 pm
by Shining
Well done, glad it went well for you and is now complete, hopefully I will be in the same situation one day and will be experiencing the same feeling
Posted: Tue Apr 29, 2008 8:09 pm
by lily
Fantastic, how brilliant you must be feeling now.