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Posted: **Wed Apr 04, 2007 9:35 am**

Hi, does anyone know if Bank of Scotland and Royal Bank of Scotland are the same company? Thanks[:)]

Posted: **Wed Apr 04, 2007 10:09 am**

No they are completely different companies - this first is part of the HBos group, and the second is a bank in its own right.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Wed Apr 04, 2007 10:16 am**

Thanks Melanie for clarifying that for me [:)]

Posted: **Wed Apr 04, 2007 10:47 am**

Yes Halifax and Bank of Scotland make up HBOS, which is an entirely seperate company from the Royal Bank of Scotland.

Best Regards
Oliver

Thomas Charles and Co Ltd.
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