www.iva.co.uk

im paying £571 per month and have 14 months left and a good friend of our have offered me £5000 as a loan would this be accepted?

how long will it take to ask the creditors?

I would think it sounds a fair offer, bearing in mind that once the offer is made monthly payments will continue and it can take 3 or so months until the F&F creditors meeting so you will have paid a bit more then. Worth running it by your IP in any case x

Sounds good to me - fingers crossed it gets accepted.

A tad on the low side so close to the end of your IVA would be my verdict, and I can see creditors wanting you to continue monthly payments until you are at least able to effect the level of original dividend they agreed to accept.

Isn't it better just to finish the think off now - the next 14 months will whizz and is it really worth putting your friend into debt for?

the reason behind this is work is very slack at the moment and theres talk of getting rid of the night shift and if i was to go onto days my pay would be cut by 25%.

has anybody had their f+f offer turned down?

Have you spoken to your IP?

As an IP, I would only entertain this if a client's salary had actually been reduced, and was not just under threat.

my creditors meeting will be held on 30th nov at 10.00am

Fingers crossed for the 30th.

has anybody close to what im offering as a F+F offer been turned down as im starting to worry about work now and my meeting is not for another 3 weeks

good luck for the 30th from myself too x

roll on tomorrow and i will know one way or the other

GETTING NERVOUS NOW

Good luck for tomorrow x

Good luck for tomorrow - thinking of you.

my meeting is set for 10am this morning,still waiting for the phone to ring

how long does these things take