www.iva.co.uk

Our IP have agreed to put forward a F&F proposal to our creditors as I am due to have our first baby in early July.

However, there seems to be quite a few delays at the moment with people out training and sick etc and my husband and I are getting increasingly worried that it's getting closer to the due date and we still haven't signed our proposal.

Our IP have said that they will give our creditors 28 days in which to respond to the F&F and we were wondering if this was 28 days or 28 working days?

Hi scrubage, I can't answer this for you but one of our professionals will be able to I'm sure so I'll keep this bumped up and would like to wish you well with your offer. x

Are you already in an IVA or simply in the process of proposing one?

Looking at previous threads, they are shortly to be entering their final year of an IVA.

That's right Kallis, thank you. We are in our final year of our IVA now and looking to propose a F&F based around our changing circumstances.

Do you know if the response times for creditors to respond to the F&F would be 28 days or 28 working days? Many thanks

I don't know scrubage.

May be 28 days? Hopefully one of the experts will be along to help with that one.

Thanks Kallis

It depends on what notice they were given by your IP of the meeting. If 28 days then it is days not working days.

Great thanks Melanie, just getting a bit worried because it's getting closer and closer to my due date with all the unforeseen delays