Posted: Wed Feb 24, 2010 3:02 pm
I finished my IVA in April 2008 but I was 2 payments of £250 short. Then my IP told i needed to raise £10000 to finsh the IVA.
At the time I was employed as a truck driver. More or less at the same time I went in to hospital for what turned out to be 4 operations in 6 months. By the third operation my employer called me in to find out when i was coming back to work, i told him i didnt know because of the 4th operation and he sacked me (you can understand his point)
But because of my lack of earnings I couldnt get loan, my wife is registered disabled with multiple problems and the only money she gets is £960 per month and i earn £100 per month as a steward in a football stadium.
The other problem is that I have a post IVA tax bill of £4000.
My IP called a creditors meeting and (out of 30+creditors to the value of £46000) only 2 crediors to the value of £1100 returned their voting forms, saying they were voting for bankruptsy.
Last week when I was due to go to court for the bankruptsy hearing a family member came and offered me £10000 to pay my tax bill and to make an offer of £6000 as a full and final settlement( which he wants back . I went to court and the bench said that was a "fair and reasonable offer" and adjourned the case until the 12th April.
Now you've got all the details please can someone tell me what to do from here What do you think my IP would say
At the time I was employed as a truck driver. More or less at the same time I went in to hospital for what turned out to be 4 operations in 6 months. By the third operation my employer called me in to find out when i was coming back to work, i told him i didnt know because of the 4th operation and he sacked me (you can understand his point)
But because of my lack of earnings I couldnt get loan, my wife is registered disabled with multiple problems and the only money she gets is £960 per month and i earn £100 per month as a steward in a football stadium.
The other problem is that I have a post IVA tax bill of £4000.
My IP called a creditors meeting and (out of 30+creditors to the value of £46000) only 2 crediors to the value of £1100 returned their voting forms, saying they were voting for bankruptsy.
Last week when I was due to go to court for the bankruptsy hearing a family member came and offered me £10000 to pay my tax bill and to make an offer of £6000 as a full and final settlement( which he wants back . I went to court and the bench said that was a "fair and reasonable offer" and adjourned the case until the 12th April.
Now you've got all the details please can someone tell me what to do from here What do you think my IP would say