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Posted: Tue Oct 06, 2009 2:19 pm
by youldena
Had the best news ever today, my creditors have accepted a F&F settlement which ends my IVA.
Many thanks to Andy Davie, forum expert, who has helped me over the last few months with advice and support,this has been invaluable.
Also thanks to the staff at Grant Thornton, in particular Louise, Karol and Kelly who have responded to my questions promptly, professionally and with empathy.
My life has been on hold for over three years and now I feel I can move on. Anyone who thinks an IVA is the easy option and a cop out from the responsibilty of debt is mistaken - try it I say and see how it really is.
Good luck to you all who are still living with an IVA,there IS light at the end of the tunnel. One day you will all feel like I do today and I can tell you it's fantastic. [:)]
Posted: Tue Oct 06, 2009 2:21 pm
by Cath
Congrats on your F&F and here's to the future xxx
Posted: Tue Oct 06, 2009 2:39 pm
by Michael Peoples
Congratulations and well done to Andy and the team at Grant Thornton.
Posted: Tue Oct 06, 2009 2:40 pm
by Julie
Congratulations to you., Andy and all those at GT.
You must be on cloud 9 [:)][:)], hope you're going to have a little celebration.
xx
Posted: Tue Oct 06, 2009 4:46 pm
by Vickilou28
Congratulations from me as well! It's a great feeling isn't it, I am fortunate enough to know from recent experience! Good Luck for your debt free future! xx
Posted: Tue Oct 06, 2009 4:49 pm
by Declan at DebtFreeDirect
Congratulations from me aswell.
Well done to all involved.
Posted: Tue Oct 06, 2009 7:28 pm
by youldena
Thanks for the messages and yes I will definately be having a celebration drink - or two tonight!!![:D]
Posted: Tue Oct 06, 2009 10:55 pm
by Shining
Congratulations on your F&F being accepted, must be a lovely feeling, one I hope to experience one day either through F&F or having paid all my contributions, either way as you say there is light at the end of the tunnell and we will all get there at some point. Enjoy your debt freedom.
Posted: Wed Oct 07, 2009 6:57 pm
by MRBLUESKY
sorry just picked up on this,congratulations from me youldena what a great feeling isnt it,and it lasts for weeks.[:D][:D]
Posted: Thu Oct 08, 2009 8:54 am
by youldena
Thanks ronald.h1, yes it's a fantastic feeling,going round with a stupid grin on my face!!!!
Posted: Thu Oct 08, 2009 6:26 pm
by kallis3
Just caught up with this, so very pleased for you.
Good luck for the future and let us know how you are getting on.
Posted: Sat Nov 21, 2009 4:14 pm
by youldena
Received my completion certificate today - so it's official I am debt free[:D]
Posted: Sat Nov 21, 2009 7:56 pm
by back on track
well done and hope you have a happy rest of your life now your free from the troubles of debt.
i love these happy endings[:D]
Posted: Sat Nov 21, 2009 11:00 pm
by MRBLUESKY
so do i well done youldena and good luck to your future,and a happy xmas.
Posted: Sun Nov 22, 2009 10:42 am
by Skippy
Congratulations Youldena and good luck for the future.
Ronald, it's still only November...[:(!]