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Posted: Mon Dec 10, 2007 4:03 pm
by caraf
Hi.
I have a virgin credit card as one of my creditors, I think they belong to MBNA, am I right ??
Also I keep reading that MBNA keep voting no to IVA's does anyone know why ??
Posted: Mon Dec 10, 2007 4:06 pm
by debbiw
Hi Caraf
I think they are MBNA, but not 100%. I have MBNA as one of my creditors, so would be interested to find this out
Posted: Mon Dec 10, 2007 4:21 pm
by cr15py
I too have MBNA as one of my creditors (25%), so they will be key to my IVA going through or not if they do vote.
Posted: Mon Dec 10, 2007 4:22 pm
by caraf
Hi debbiw
Sorry dont know how to contact you direct ?
What is your debt, who are your creditors, which company you with and when is your meeting ??
Posted: Mon Dec 10, 2007 4:24 pm
by debbiw
My meeting is on 17/12/07, and I'm with Payplan. I am offering 42p/£, and the 4th Year equity approx £7k. My creditors are cahoot, MBNA, Egg, Argos, Monument, Solutions Finance, Freemans.
Posted: Mon Dec 10, 2007 4:26 pm
by debbiw
Cr15py
Have you heard when your creditors meeting is?
Posted: Mon Dec 10, 2007 4:29 pm
by cr15py
Debbiw, my IP has just returned back to work today, she has promised she will be in touch tomorrow with a date. As soon as I know, I will let you guys know. [:)]
Posted: Mon Dec 10, 2007 4:30 pm
by caraf
Cheers DebbiW. I remember now, I have read that much on this brilliant forum cant remember who is who ??
I think old age setting in !!! hope not !!
Posted: Mon Dec 10, 2007 4:31 pm
by cr15py
Caraf
Virgin do belong to MBNA - I remember seeing their advert on TV recently and I saw MBNA in the small print!
Posted: Mon Dec 10, 2007 4:32 pm
by debbiw
I know the feeling Caraf, Fingers crossed for mine, a week today, and I will know, I am dreading it. When is yours, Is it the 28th?
Posted: Mon Dec 10, 2007 4:32 pm
by caraf
Thanks.
Good luck. keep in touch
x
Posted: Mon Dec 10, 2007 4:33 pm
by debbiw
Caraf
You have become a IVA Journeyman - Well Done!
Posted: Tue Dec 11, 2007 9:41 am
by caraf
Does anyone know why MBNA keep voting NO ??
I have a virgin credit card and these part of MBNA.
I am really nervous now, cant sleep again, or keep waking with hot sweats !! think the worst.
Posted: Tue Dec 11, 2007 9:50 am
by Chris30
I had one with MBNA and they passed on my debt to eversheds before creditors meeting and then they voted yes. So as far as I can see if you dont keep up with payments to them they will soon sell your debt on giving you a better chance. Best of luck
Posted: Tue Dec 11, 2007 10:08 am
by debbiw
Caraf, How much is your debt with MBNA