www.iva.co.uk

Posted: **Mon Jul 23, 2007 11:55 am**

I keep having nightmares about my IVA [:(]

God i feel so depressed, i keep thinking everything is going to go wrong

Sorry for posting this but u guys are the only people i can talk too none of my frinds know about my IVA

Posted: **Mon Jul 23, 2007 12:05 pm**

HI

i know its a worrying time for you,but try not to get down about it. At the end of the day you are trying your best to resolve your problem.Try and stay positive!

Good luck

jue.x

Posted: **Mon Jul 23, 2007 12:30 pm**

Hi tinytori,

I know that this is a stressful time for you but you have to stay positive and dwell on things that are in your control.

You have taken the steps needed to sort out your debt problem, you should be proud of yourself.

Don’t give up now when you are so close to solving your debt problems.

Best Regards. IVA Experts

Posted: **Mon Jul 23, 2007 12:31 pm**

Hi TinyTori

What stage are you at with your IVA?

Try to keep positive, there are so many examples of people who have solved their debt difficulties through IVAs and other means on this site, try to take the positives out of their experiences.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: **Mon Jul 23, 2007 1:54 pm**

Me too tinytori!
My mind is racing about all the things that could go wrong( and I'm usually a "glass-half-full sort")
My IP has rightly said I am spending too much time on the forum, and therefore fuelling my anxieties about possible disaster.
I am off work for the next 6 weeks with my kids, so I am going to try hard not to worry too much, not to spend too much and have a great time with them, whilst our IP can worry about the IVA!
In fact just back from park, with three dolls' prams, nice walk, and didn't spend a dime!
Blue

Posted: **Mon Jul 23, 2007 2:47 pm**

Iam just waiting for my creditors meeting on the 30th July

I know i should stay positive, and i know iam doing the right thing but god its hard

Thanks for ur nice words guys it means alot x

Posted: **Mon Jul 23, 2007 3:05 pm**

All the best for the 30th TinyTori.

Keep your chin up and stay positive.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: **Mon Jul 23, 2007 3:40 pm**

Hi tinytori
you are with the same company as me and everything has gone well for me so far i have had no probs at all, so have faith. I know what a worrying time it is waiting for the meeting ,your a bit in limbo, but not long to go now.
Keep busy and try to be positive.

Ang x

Posted: **Mon Jul 23, 2007 4:47 pm**

Hi tinytori
Your feelings are normal but hopefully this time next week you will have good news. Try not to worry as your IP will have put your best offer forward (I know it's easier said than done) Like Ang says try to keep busy.Best of luck
Sue

Posted: **Mon Jul 23, 2007 5:10 pm**

BlueShoes wrote:

Me too tinytori!
My IP has rightly said I am spending too much time on the forum, and therefore fuelling my anxieties about possible disaster.

WOW

I thought using pen names meant we had some protection of our identity!

Did not realise our IP's are now watching us!

BIG BROTHER comes to mind!

Posted: **Mon Jul 23, 2007 5:20 pm**

The site is open to everyone I guess, but I really think its important to come here looking for reassurance when you feel so alone. Dont worry Tori you are now worrying about the final hurdle instead of being desperate and not knowing where to start. Barriers are something you see when you take your eye off the goal. You will get there one way or the other, stay focussed, we are all rooting for you.

Good luck for the 30th and remember how far you have come.

lily

Posted: **Mon Jul 23, 2007 5:28 pm**

S'ok ray a, I know she is watching, cos I keep asking her questions!
Nothing to hide; being upfront; so no need to worry.
No Big Brother stuff!
Blue

Posted: **Mon Jul 23, 2007 8:30 pm**

Hi Tinytori,

As the others have said, try to stay positive. Good luck for your meeting next week, please let us know how it goes.

Terry

Terry

IVA.com - Comparing IVA firms by using consumer feedback.

Please rate your IVA firm or Insolvency Practitioner by reviewing them here: http://www.iva.com/submit_iva_review.asp

Posted: **Mon Jul 23, 2007 9:17 pm**

Good luck Tinytori, I'm sure everything will be fine - if your IP wasn't confident that your IVA would be accepted they wouldn't have put it forward.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: **Mon Jul 23, 2007 10:51 pm**

skippy is right, they wouldn't give it the time of day if they really didn't think it would succeed. you might get a slight variation like i did but nothing to worry about.

good luck all will be well
x x x