www.iva.co.uk

I JUST NEED TO RANT, I CANT EVEN SAY WHY. DOES ANYONE ELSE JUST GET SICK TO DEATH OF BEING JUDGED???? ITS LIKE YOU DONT HAVE THE MENTALITY TO BREATH FOR YOURSELF IF YOU DONT GET TOLD TO. I AM SICK OF BEING TREATED LIKE AN IDIOT, I KNOW THAT I MADE A MISTAKE, YES I AM A DEBTOR, YOU DONT NEED TO TELL ME AGAIN AND AGAIN AND AGAIN. I DONT DESERVE A LIFE, I KNOW THAT, SO WHY THE HELL DO YOU PUT THE PRESSURE ON ME TO HAVE ONE???? SERIOUSLY FOLKS, I REALLY WOULDNT BOTHER WAKING UP IF I DIDNT HAVE KIDS. I AM SO SICK OF ALL OF THIS, TO HELL WITH EVERYTHING. ONLY YOU GUYS CAN KNOW HOW I FEEL RIGHT NOW, I JUST WISH IT WOULD END AND I DONT CARE HOW.

lily

Bad day then Lily ????

LOL
Can you say whats happened ?

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Hi Lily

You are one of the forum's strongest people and I hate seeing you like this - what on earth has happened today? Bad call from a creditor? Can you give us an update on your situation, as it seems ages since you last posted anything about yourself.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Lily,

Please don't let them make you feel like this, I have felt the same as you on many many occassions and you feel lower and lower, but you know what if you do that they have won haven't they, you haven't done anything wrong, we all have different circumstances and reasons why this happens to us, I have my OR meeting on Tues and I am pappin myself! but as you have said you have kids and that was what I thought about when feeling so low.
Your posts along with many others have been of such support I could never thankyou all enough, so you are important and don't ever feel like you aren't entitled to a life.

lol Rachel

Hi Lily,

I agree with Rachel, Don't let anyone make you think that because you are in debt that you do not deserve a life - thats crazy!

Yes you may have made bad choices but look around you, everyone has made bad choices to some extent.

Keep your head held high, you are in debt but you are taking action to get yourself out of it. Dont let anyone get you down.

Best Regards. IVA Experts

Lily

Well lets face it there are 9m others out there with debt problems so we can't all be bad can we!

Chin up and keep moving forwards!

Ray

Dear Lily
Dont be upset , whatever has happened ignore it, hold you head up high, take a deep breath and plod on. They are the idiots not you. Nobody has a right to judge you so what they say doesnt matter, take no notice.

Ang x

oh dear lily what has happened? you donot deserve to feel like this,as ang said take a deep breath and try to focus, you are a good mum and a good person, i know you have done everything possible that you can, hold on in there, don't give up now, stay calm and stop thinking that you don't want to wake up, you do you have your beautiful family who need you more than ever right now, stay strong!!

love kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Lily
Your health is sooo much more important that these g*ts that are making you feel like this - there is light - keep your chin up girl - we are here for you allthe way!!!!!!!!!!1
xxxxxxxxxxxxxxxxxx

Zoe
x
Keep your chin up - everything happens for a reason!
View my blog http://zoes.blogs.iva.co.uk/

Hi Lilly - I am a new member and know exactly how you feel, however I have been really heartned by the support that has come form people in the forum. Zoe is right your health and family are more important take care and I hope things pick up soon

Oh guys, I am touched by every single one of you, thanks so much.

Thanks again guys. Sometimes you need to hear its not a waste of time trying.

lily

Hi Lilly

We have all felt the crushing despair that debt brings, and ofcourse it does not help that just when you are trying to sort it out you have to cope with the roller coaster as mellanie put it of the IVA process.
But there is a dignity in the fact that as we have all made mistakes we are trying to do something about it so that our finances adopt their proper role - they become an importamt part of our life - but they are not our life!

It is so hard - and for my part one of my biggest regrets is the time that has been lost so absorbed with debt that I have been completely unaware of those who I care most about around me.

Keep your chin up![;)]

Lily
you are worth 10 of them just remember when you are at home with the kids they are probably sitting in miserable with only their work to think about!!!!
z
x

Zoe
x
Keep your chin up - everything happens for a reason!
View my blog http://zoes.blogs.iva.co.uk/

Lily

If you still have the ticket write to the parking company showing proof that you had a pass and explain that the draught closing the door must have blown it off the dash. In my experience they will cancel the ticket so long as you prove you were parking legitimitely.

Stay strong

Dave