www.iva.co.uk

Posted: **Sat Feb 24, 2007 3:30 pm**

Hello all.

I just had a letter today from my IP, saying my creditors meeting will be on the 15/03/2007.

For the first time since starting the iva procedure,i,m getting a bit nervous.

I only hope that they will accept my proposal,i will keep you informed.

Regards.

ian

Posted: **Sat Feb 24, 2007 5:05 pm**

Hopefully you will be ok. Try to relax a bit now you,ve got a bit of a wait yet. I should b hearing about mine this week. Should be around same time as yours could be all sorted out in 3 weeks.

Posted: **Sat Feb 24, 2007 8:34 pm**

Good luck and don't forget to tell us how you get on.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Sun Feb 25, 2007 9:44 pm**

Ian
I,ve lost count of the number of people who have posted the same feelings as you regarding their creditors meeting date.Its just so normal.
Relax,you can ask as many ifs,buts and whats as you want but it will not change anything.You have done all that you can so leave it to your IP,they have a huge financial incentive to get your IVA approved.
Good luck
Regards

Posted: **Sun Feb 25, 2007 10:49 pm**

Hello all.

Thanks for your reply's as you say all i can do is wait.

But thank you all for your support, i will defo keep you all informed.

Regards.

Ian

Posted: **Tue Feb 27, 2007 6:51 am**

Good morning Ian,

You did what you can, with what you have. The rest is up to them.

Good luck......please keep us posted!

Kind regards

Julia

For more information about IVAs, please visit my website:
www.supersonicsquirrel.net

Posted: **Wed Feb 28, 2007 8:15 am**

My creditors meeting is this afternoon, am petrified!!!!

Posted: **Wed Feb 28, 2007 9:14 am**

Hello Donna

Its easy for me to say stay calm, youre doing all you can but when youre pacing up and down, watching the clock,visiting the loo, it does not feel like it. Its up to the creditors now and your IP, hopefully it will be OK. Good luck.

LILY

Posted: **Wed Feb 28, 2007 11:31 am**

Donna,
Today will feel like a month and the 20 mins your meeting is on will feel like most of it. But the relief afterwards is fantastic, I never really realised till the next day that in 60 payments I would be debt free for probably the 1st time in 20 years.
Good Luck and keep us posted.

steve

Posted: **Wed Feb 28, 2007 5:15 pm**

Hello Ian
Good luck for your creditors meeting mine is on the 29th March.

Posted: **Wed Feb 28, 2007 10:49 pm**

Hello Lesley.

Also good luck with your creditors meeting, i hope it goes good for the both of us,and anyone else out there.

Regards

Ian

Posted: **Thu Mar 01, 2007 9:07 am**

Rejected - Nortern Rock and KPMG voted no. So upset, at work and wanna cry!

Posted: **Thu Mar 01, 2007 9:52 am**

Donna

Really sorry that this is happening, you owe yourself a cry and deserve one, I really feel for you. You tried, northern rock seem to be a difficult creditor, youre not alone, you can always join the people on the chat area. (should be renamed NR and synergi victim support).

LILY

Posted: **Thu Mar 01, 2007 10:02 am**

I don't even know who KPMG are! Apparently IP is saying they will look into representing and reasons why it failed but won't really know much till next week. Capital One have sent a default notice, now I don't know what to do!

Posted: **Thu Mar 01, 2007 10:38 am**

I believe they are the representatives who cast the vote on behalf,(my IVA never got this far) a default notice is sent to you because you have broken the agreement you signed,they do this before taking further action, it takes quite a while before they do this though. I have had around 4 of them, dont worry its just part of the course, is bankruptcy and option for you? The only other thing if the IVA is beyond you is a DMP.
Good luck, theres info on this site and people that can advise.

LILY

www.iva.co.uk

Creditors Meeting