www.iva.co.uk

My Iva was approved last week I’ve made my first payment already ! . I have a long road ahead but at least I know my debts are getting paid off. Thanks to the forum for the advice I’ve read . I should have set up an Iva Year’s ago instead of stupidly borrowing more and more ! .

Well done and welcome to the journey. I think most of us wish we had acted sooner ratgher than later, but at least we all got there eventually

All the best.

Regards

Congratulations. Hindsight is a wonderful super power, none of us seemed to have it either. Good luck.

Thanks for the replies . Feels strange that I only have one card in my wallet - my current account ! My wallet used to be bulging at the seams constantly juggling cards Around - which one has any money available and can I remember the PIN numbers for each card !

Mpbmpb wrote:

Thanks for the replies . Feels strange that I only have one card in my wallet - my current account ! My wallet used to be bulging at the seams constantly juggling cards Around - which one has any money available and can I remember the PIN numbers for each card !

These days everything is online, but the biggest change I noticed was the absence of the daily visits from the postie !

Well done I'm on my second year been hard
But I know it will be worth it.
And at least when I complete I'll never borrow again
As I know now you don't need credit to live on..