www.iva.co.uk

Posted: **Tue Dec 18, 2007 6:01 am**

We are nearly there, will be so glad when Friday is over, can't sleep or eat. Have a bad stomach already.

Must say that melanie and her guys have been brill. they have been so helpful, when all this started i was so scared of being judged, however they have always treated me with respect and that has been very much appreciated.

Fingers crossed for Friday.

Posted: **Tue Dec 18, 2007 6:37 am**

Good luck for Friday janot, don't forget to let everyone know who it went and here's to a positive outcome.

Posted: **Tue Dec 18, 2007 6:50 am**

Good Luck for Friday, I know how you are feeling my meeting is the 27th Dec. What is your debt ? who are your creditors ? what are you offering per month ?

Posted: **Tue Dec 18, 2007 7:54 am**

Hi Janot, Good luck for friday, I wish you all the luck in the world, i know exactly how you are feeling right now, because i was like it yesterday, my iva was approved yesterday

Posted: **Tue Dec 18, 2007 10:57 am**

Best of luck Janot, you couldn't be in better hands, fingers crossed for you and here's to your journey out of debt...

Martin

Posted: **Tue Dec 18, 2007 12:25 pm**

Hi
Fingers crossed for you Janot and also good luck to Caraf for the 27th
Regards

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: **Tue Dec 18, 2007 2:37 pm**

Good luck to both. Hope its a good outcome

Posted: **Tue Dec 18, 2007 2:45 pm**

Best of luck to you both.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: **Tue Dec 18, 2007 3:17 pm**

All the best for this Friday Janot [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Posted: **Tue Dec 18, 2007 11:58 pm**

Congratulations Debbiw glad your IVA was approved.

Caraf will let you know figures etc tomorrow, I can only get online at work at the moment as we have just moved into rented and it has cost us more than we thought so have not had money to get everything conected up yet. I also work nights. I will be thinking of you on the 27th.

janot

Posted: **Wed Dec 19, 2007 7:51 am**

All the best from me too Janot fingers crossed.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Wed Dec 19, 2007 8:06 am**

All the best for Friday, hope it goes well for you. [:)]

Posted: **Wed Dec 19, 2007 12:05 pm**

All the very best from me too !! Good luck and let us know how you go on. What is your debt? who are your creditors?

Posted: **Wed Dec 19, 2007 9:07 pm**

Hi janot

Best of luck for Friday, I hope all goes well for you...

as if this time of year is not stressful enough without worrying about your meeting.

I was with Melanie also, I don't know if you have spoken with Sarah yet but she handled my creditors meeting and was fab at explaining the outcome and very patient with me as I was in a state of complete shock at iva being accepted. You are in very safe hands[:D]

Posted: **Thu Dec 20, 2007 2:56 am**

Debt is as follows

Hubby - Egg £10K
LTSB £10K
Marbles £ 7K
MBNA £ 6K
Goldfish £ 4K

Me Amex £ 3K
LTSB £33K
Goldfish £ 4K

we also have a loan with picture and house in negative equity, so gave keys back to C&G and so not sure what will happen to any money we owe after house is sold by C&G.

we are hoping to pay back £775.00 a month approx 30p in the £.

janot

www.iva.co.uk

success Melanie and her staff are one of the best