www.iva.co.uk

Finally got the long awaited phone call this morning to say that all our creditors agreed the IVA subject to a few modifications - luckily they didn't want any more money just a few more condidtions and asked for ClearStarts fees to be reduced, which they happily did. Am just so relieved that we might start to enjoy life a bit more instead of dreading the postman and the phone ringing.

On the down side my husband did loose his job today, but will be down the agency 9.00 tomorrow morning to start something just to get some money to ensure our payments are met.

Fantastic news on the IVA - sorry about your husbands job - good luck with everything

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Congrats [:D]

Congratulations on your iva approval.
Hope hubby gets sorted with a new job asap all the best.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Fantastic news about your IVA, I had mine approved with Clearstart, they reduced their fees on mine as well. Hope hubby gets a job soon.

Great news about the iva [:D][:D][:D] - it is such a great feeling of relief

not such good news about you husbands job [:(]- I hope he gets something sorted soon

Good luck
Emma

Well done on your IVA being approved, mine too with ClearStart. They were very good. Funny how th banks are approving the IVA's but wanting the IP to lower the fees !
Hope your hubby gets a job soon.
Brian

IM JUST STARTING OUR IVA WITH CLEARSTART .did you find them to be good ? so far they seem ok . They are working on our proposal at the minute .

Congratulations. . hope it goes well

Sam

Look to the future not in the past!!

Well hubby has got a new job -starts Monday so thats a relieve, it is also closer to home and also a bit more money, will have to let ClearStart know with also the opportunity for overtime so all is looking up.

We haven't had all the paperwork through from ClearStart yet (meeting was last wed, and todays Sunday) but if it doesn't arrive tomorrow I'll give them a ring. Otherwise Rachell, they have been great - just check through some of the text they send back about how you got into the debt as they did get our dates and a few other details a bit mixed up.

I just hope this 5 years goes as quick as the last to be back on our feet and then we can start saving for a new kitchen! I know I shouldn't wish the 5 years away but its hard not too sometimes, but at least I can now see the light at the end of the tunnel and another child is a possibility now not just a dream!

Great news about the job. See how things suddenly start to look better. I think we all wish these five years to be over but so far they are a definate improvement on the last five.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Congrats from me too! Yes the dreaded 5 years as Ang says and I agree that the previous 5 years were really a worse nightmare with all the horrible debts looming and where is it going to end!! but at least now you can see a light at the end of the tunnel although it will be a different type of stress trying to cope.

[:)] Well done on having your IVA approved.

view my blog http://coco.blogs.iva.co.uk

Congratulations on your IVA being approved!! I bet now you can breathe easy and work towards your debt free future [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/