Posted: Thu Aug 29, 2013 1:26 pm
I just wanted to say that it is with great relief that my F&F IVA has been approved.
A big thanks for Melanie and her team, with a special mention to Amie, for making the whole process stress free and for all their support, I cannot recommend them enough, this is how an IP firm should be!
Although I have pretty much ticked all the major boxes of reasons for my debt - relationship breakdown, loss of job, relocation, house repossession (and possibly insanity leading to all of this) - I feel I have been very fortunate.
I have had the wonderful support of my family and friends and to have had the time to carefully look at all the options, to do my research and to chose the best IP for my IVA (I am very grateful they accepted me).
What I have learnt is not matter how bad things may look, there are solutions out there and how important it is to take the time to consider what is best for your circumstances and not just to accept a way out of debt due to panic. Maybe I have been lucky but dealing with creditors need not be a nightmare and I have found all of them to be very reasonable as long as you are willing to keep in touch with them.
Once again a big thank you to Melanie and her team, as without her I would not be looking forward to having closure to all of this.
A big thanks for Melanie and her team, with a special mention to Amie, for making the whole process stress free and for all their support, I cannot recommend them enough, this is how an IP firm should be!
Although I have pretty much ticked all the major boxes of reasons for my debt - relationship breakdown, loss of job, relocation, house repossession (and possibly insanity leading to all of this) - I feel I have been very fortunate.
I have had the wonderful support of my family and friends and to have had the time to carefully look at all the options, to do my research and to chose the best IP for my IVA (I am very grateful they accepted me).
What I have learnt is not matter how bad things may look, there are solutions out there and how important it is to take the time to consider what is best for your circumstances and not just to accept a way out of debt due to panic. Maybe I have been lucky but dealing with creditors need not be a nightmare and I have found all of them to be very reasonable as long as you are willing to keep in touch with them.
Once again a big thank you to Melanie and her team, as without her I would not be looking forward to having closure to all of this.
