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Posted: Tue Aug 07, 2007 2:37 pm
by eeyore73
hello everyone, my iva has been accepted.
im new on here and i am wondering what is going to happen now.
feel like a weight has been lifted but still worried at the moment.
im waiting for the chairmans report now.
Posted: Tue Aug 07, 2007 2:40 pm
by iva_squirrel
Hi eeyore73,
Congratulations!!!!! I wish you all the luck for your debt free life!
Can you post the details of your meeting?
Regards,
Michelle P.
Posted: Tue Aug 07, 2007 2:46 pm
by iva experts
Welcome to the Forum eeyore73 and Congratulations on your IVA being approved.
Did your I.P contact you with any modifications? If not, then the chairmans report will be sent to soon. From today on your creditors can no longer harrass you for the amount owed as they have entered into an agreement with you which is legally binding on both sides.
Best Regards. IVA Experts
Posted: Tue Aug 07, 2007 2:49 pm
by Adam Davies
Hi
Well done !!
You may still have creditors phone you etc simply because the news hasn,t reached the correct dept.Simply inform them that the IVA was accepted and give them the name of your IP.
You will receive your chairmans report detailing the outcome of the IVA and any modfications.
You will need to make arrangments to make your first payment and that is it,just make your payment each month and inform your IP of any overtime earned etc.You will have an annual review where you will have to supply wage slips and a fresh income and expenditure form.
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Tue Aug 07, 2007 2:56 pm
by eeyore73
thank you for your coments
what do you want me to put on the computer! i sound stupid, wish that id known about this forum before now. i have had a hellish few months. ive been crying, not sleeping and everything.
i now feel better but still worried about it all.
i sound daft [:I]
Posted: Tue Aug 07, 2007 3:41 pm
by Adam Davies
Hi
Just post details of who did and who didn,t vote and any modifications put forward.
You are now on the road to a brighter future,60 months and you will be debt free.
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Tue Aug 07, 2007 5:52 pm
by eeyore73
got the chairmans report
the modifications are:
28p in the pound
the dividend myst be recalculated to include the increases
grant thornton want a copy of the chairmans report within 48 hours.
barclaycard in favour
hfc bank plc in favour biggest creditor
halifax plc against
max recovery inc against
b & q in favour
next directory in favour
provident personal credit in favour
black horse finance against
75.94% supported it.
me and my partner have done a joint iva and we owe £59k. cant beleive we are this much in debt.
but will be debt free in 5 years [:D][:D][:D]
Posted: Tue Aug 07, 2007 6:07 pm
by lily
Well done
I hope you are loving your relief right now, the road to debt freedom is long but worth it.
Hope it all goes smoothly for you
lily
Posted: Tue Aug 07, 2007 7:34 pm
by aguise
Great new eeyore
All the best to you
Ang
Please visit my blog at
http://aguise.blogs.iva.co.uk/
Posted: Tue Aug 07, 2007 8:25 pm
by Skippy
That's really good news Eeyore, and good luck for the future!
Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.
View my blog at
http://skippy13.blogs.iva.co.uk/
Posted: Wed Aug 08, 2007 8:32 pm
by zoe
Great news!
Well done
Z
x
Zoe
x
Keep your chin up - everything happens for a reason!
View my blog
http://zoes.blogs.iva.co.uk/