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				Posted: Mon Jul 09, 2012 6:44 pm
				by PaulDebt
				I have just started my IVA and want to join the gym near my house.  It's only £11.99 per month with a £20 joining fee.  Will I be allowed?
			 
			
					
				
				Posted: Mon Jul 09, 2012 6:47 pm
				by Foggy
				I doubt it would be included in your allowances, but if you can fund it from those already agreed I doubt there'd be a problem.
			 
			
					
				
				Posted: Mon Jul 09, 2012 6:47 pm
				by Niobe
				If you can afford to fund it from savings from your allowances then yes, you can join.
			 
			
					
				
				Posted: Mon Jul 09, 2012 8:13 pm
				by Pennyless
				Speak to your IP...you may find they can include it in your allowances.
			 
			
					
				
				Posted: Mon Jul 09, 2012 8:25 pm
				by Niobe
				I don't think you would be allowed to include this in your allowances.  It's more a luxury than a necessity.
			 
			
					
				
				Posted: Mon Jul 09, 2012 10:00 pm
				by Broke of London
				I have asked to include an allowance towards my yoga practice (50%) as it helps with medical conditions and since starting I have been able to reduce my reliance on medication for both migraines and back problems. 
I don't know if it will be allowed though...I suspect not!!!
			 
			
					
				
				Posted: Mon Jul 09, 2012 10:20 pm
				by Niobe
				If it's for medical reasons then I don't see why not.  If it's just for keeping fit then I doubt it.
			 
			
					
				
				Posted: Mon Jul 09, 2012 11:04 pm
				by Broke of London
				At £70pm, I don't think my health will be of interest to my creditors!  The two lots of medication only cost £15pm and the daily muscle relaxants have always come out of my housekeeping (the savings are partially offsetting the other £70 but they prob won't see that).
			 
			
					
				
				Posted: Tue Jul 10, 2012 1:27 am
				by MelanieGiles
				If you can fund this out of your sports, hobbies and entertainment budget then why not?
			 
			
					
				
				Posted: Tue Jul 10, 2012 5:53 am
				by Shining
				I agree why not? There is an allowance available so make sure you claim what you are entitled to.
			 
			
					
				
				Posted: Tue Jul 10, 2012 7:50 am
				by mole
				Another thumbs up for me.  I am a member of the gym and go almost every day.  It is a good use of my social allowance, however I had to cancel my golf club membership and football season ticket.
			 
			
					
				
				Posted: Tue Jul 10, 2012 9:17 am
				by Michael Peoples
				I once had a client who was a season ticket holder at Charlton Athletic. I thought he was mad so I put the monthly subscription under medical and it was approved.
			 
			
					
				
				Posted: Tue Jul 10, 2012 9:52 am
				by mole
				Every Psychiatrist in the land would agree with you Michael.
			 
			
					
				
				Posted: Wed Jul 11, 2012 12:53 am
				by Broke of London
				I love that Michael!!!! Thinking outside the box LOL 

 
			
					
				
				Posted: Wed Jul 11, 2012 7:54 pm
				by luluj
				Enjoy the gym ....you need to continue in some activities whilst in an IVA and if it can't be included in your expenditure then I am sure for £12 a month you can find a few savings here and there to make it happen for you !