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Posted: Mon Jul 09, 2012 6:44 pm
by PaulDebt
I have just started my IVA and want to join the gym near my house. It's only £11.99 per month with a £20 joining fee. Will I be allowed?

Posted: Mon Jul 09, 2012 6:47 pm
by Foggy
I doubt it would be included in your allowances, but if you can fund it from those already agreed I doubt there'd be a problem.

Posted: Mon Jul 09, 2012 6:47 pm
by Niobe
If you can afford to fund it from savings from your allowances then yes, you can join.

Posted: Mon Jul 09, 2012 8:13 pm
by Pennyless
Speak to your IP...you may find they can include it in your allowances.

Posted: Mon Jul 09, 2012 8:25 pm
by Niobe
I don't think you would be allowed to include this in your allowances. It's more a luxury than a necessity.

Posted: Mon Jul 09, 2012 10:00 pm
by Broke of London
I have asked to include an allowance towards my yoga practice (50%) as it helps with medical conditions and since starting I have been able to reduce my reliance on medication for both migraines and back problems.

I don't know if it will be allowed though...I suspect not!!!

Posted: Mon Jul 09, 2012 10:20 pm
by Niobe
If it's for medical reasons then I don't see why not. If it's just for keeping fit then I doubt it.

Posted: Mon Jul 09, 2012 11:04 pm
by Broke of London
At £70pm, I don't think my health will be of interest to my creditors! The two lots of medication only cost £15pm and the daily muscle relaxants have always come out of my housekeeping (the savings are partially offsetting the other £70 but they prob won't see that).

Posted: Tue Jul 10, 2012 1:27 am
by MelanieGiles
If you can fund this out of your sports, hobbies and entertainment budget then why not?

Posted: Tue Jul 10, 2012 5:53 am
by Shining
I agree why not? There is an allowance available so make sure you claim what you are entitled to.

Posted: Tue Jul 10, 2012 7:50 am
by mole
Another thumbs up for me. I am a member of the gym and go almost every day. It is a good use of my social allowance, however I had to cancel my golf club membership and football season ticket.

Posted: Tue Jul 10, 2012 9:17 am
by Michael Peoples
I once had a client who was a season ticket holder at Charlton Athletic. I thought he was mad so I put the monthly subscription under medical and it was approved.

Posted: Tue Jul 10, 2012 9:52 am
by mole
Every Psychiatrist in the land would agree with you Michael.

Posted: Wed Jul 11, 2012 12:53 am
by Broke of London
I love that Michael!!!! Thinking outside the box LOL :)

Posted: Wed Jul 11, 2012 7:54 pm
by luluj
Enjoy the gym ....you need to continue in some activities whilst in an IVA and if it can't be included in your expenditure then I am sure for £12 a month you can find a few savings here and there to make it happen for you !