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Posted: Wed Jun 08, 2011 11:11 am
by TeetersOnHeels
WoooooHooo!!!!
Still can't quite believe it! I'm sat here totally stunned/relieved/extatic!

Posted: Wed Jun 08, 2011 11:14 am
by Ivoryfalcon
Great news Teeters, Well done you for taking control.

Best wishes for your future.

Posted: Wed Jun 08, 2011 11:14 am
by kazzafunk
Hoorahhhhhhhhhhhhhhhhhhhhhhh. Any modifications or straight acceptance?

Posted: Wed Jun 08, 2011 11:15 am
by plasticdaft
Brilliant news,have IP been asked to reduce fees?

Paul

Posted: Wed Jun 08, 2011 11:19 am
by lem
That's fantastic news teeters!!! really happy for you x

Posted: Wed Jun 08, 2011 11:24 am
by TeetersOnHeels
Barclaycard asked for an increase if I began living with someone during the course of my IVA, but they are only 9% of my creditors. RBS (loan, Bank Account,Overdraft) & Capital One, asked for a £10 a month increase. I pay into a health insurance policy which gives me all my contributions back if I don't make a claim when it finishes in 2020 - that costs £10 a month..so I can see where they're coming from, as its a bit like a savings plan. I should be able to cover that without too much of a problem.

Posted: Wed Jun 08, 2011 11:30 am
by kazzafunk
Fab - don't move in with anyone for 5 years then!!lol

Posted: Wed Jun 08, 2011 11:33 am
by kallis3
Congratulations teeters - fab news!

Posted: Wed Jun 08, 2011 11:35 am
by Tina Shortland
Fantastic news Teeters - happy celebrating :-)

Posted: Wed Jun 08, 2011 11:35 am
by TeetersOnHeels
Decided the single life was the one for me quite some time ago![;)]

Think it would have been an issue if my son turned 18 and was still living at home and paying board - but as they're only a small percentage of my creditors, the modification has been rejected.

Posted: Wed Jun 08, 2011 11:35 am
by orchid5
Hi and welcome teeter, well done on successfully embarking on your IVA journey, sometimes not easy but a whole lot better than sleepness nights and worry that is for sure, good luck for the future. xx

Posted: Wed Jun 08, 2011 11:38 am
by Judo
Many congrats Teeters. Really pleased for you!! xx

Posted: Wed Jun 08, 2011 11:48 am
by Shining
Fab news! well done and hope your journey to debt freedomis a very smooth one. x

Posted: Wed Jun 08, 2011 11:53 am
by Skeef143
Great news [8D] You're on your way now x

Posted: Wed Jun 08, 2011 12:02 pm
by susieq73
That's great news - really pleased for you.