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Posted: Tue Jun 12, 2007 8:16 pm
by todd71
Hi All

Been reading all your comments over the past few months but staying in the background. I am 56K in debt and have my creditors meeting on the 26th at 1pm. I have taken all your advice and wish to thank you all i thought i was alone till i found this site i will let you all know the outcome funny MBNA have sent two nice letters this week and one nasty one today pending legal action, barclaycard have asked me to return my cards today and send a copy of the IVA/BR when i have it has anyone come across this what does it mean???

wish me luck

ToDD

Posted: Tue Jun 12, 2007 8:54 pm
by Adam Davies
Hi Todd
It sounds like your creditors are just responding to the notice of the creditors meeting.It,s all standard and there is nothing to read into it.
Can I ask what dividend you are proposing ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: Tue Jun 12, 2007 9:39 pm
by todd71
Hi Andy,

Well the IP has put forward an offer of 35% to my creditors this includes my available £150.00 per month and 75% equity in my home aprrox 19.5K

Just have to see what happens

Todd

Posted: Wed Jun 13, 2007 2:42 am
by lily
good luck

lily

Posted: Wed Jun 13, 2007 9:51 am
by iva_squirrel
Hi todd,

Its good to know that you found comfort in this forum.
Let us know how everything is going.

I wish you all the best,

Regards,
Michelle P.

Posted: Wed Jun 13, 2007 9:53 am
by Oliver
All the best.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: Wed Jun 13, 2007 10:21 am
by marie
GOOD LUCK !

Marie

Posted: Wed Jun 13, 2007 10:22 am
by iva experts
Todd Your definitely not alone, all the best for the 26th.

Best Regards. IVA Experts

Posted: Wed Jun 13, 2007 5:37 pm
by todd71
Thank you all for your support will keep you all updated re the 26th. MBNA have called me three times today three different people right pain when im on duty in work they dont like to leave a voicemail i wonder why ???????

tsweeney

Posted: Mon Jun 18, 2007 8:16 am
by adam090376
All the best for the 26th Todd.
Adam

Posted: Sun Jun 24, 2007 5:21 pm
by todd71
Hi All

Well im all set for the 26th 1pm so will let you all know the outcome as soon as possible fingers crossed

Wish me luck

TODD

Posted: Sun Jun 24, 2007 5:51 pm
by sps
Hi Todd
Hoping for a good result for you on Tuesday
Sue

Posted: Mon Jun 25, 2007 1:02 pm
by ivoriva
Good luck for tommorow Todd, hope all goes well.

Posted: Mon Jun 25, 2007 1:44 pm
by Sarah
Good Luck!