www.iva.co.uk

Hello to everyone,
Some of you may know that, like many others, I was given a pretty bad time by Synergie over a period of 6+ months where they took all my monthly payments and in the end the IVA was not workable and rejected. I didn't get a penny back and my creditors were talking about further action etc. When I came to this forum I saw others had similar experiences and with the help of my IP, Melanie Giles and her team I now have a successful IVA, which I can afford and it's down to the professional approach of this lady. Where the original IVA left out many financial details and future decreases (child benefits etc) this was all picked up immediately and Melanie sorted out.

In my first IVA with Synergie, there were 14 modifications - for me to swallow, in my second proposal and subsequent successful submission by Melanie, there were none. The proposal was dealt with in a matter of weeks and creditors date set for today - Fantastic all round! I can't say anymore, apart from thank you very much Melanie and to Sarah. Life can go on now. Don' t any of you give up, I nearly did...but it worked out better than ok.


Regards,

Andrew

Congratulations Andrew, you deserve special praise for pursuing this through such difficulties. And well done to Melanie and Co, for salvaging you from Synergie's claws!

Hi Andrew,

Im so glad to hear that everything has turned out for the better, best of luck with your IVA journey.

Best Regards. IVA Experts

Good news Andrew. Best of luck for your future. Hopefully as more and more people use this forum they will know to stay well away from Synergie - I just feel for the people who are unaware what rip off merchants this company are.
Sue

Excellent news Andrew all the best for the future.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Congratulations Andrew.

I am very pleased that you found Melanie and can now see the light that synergi took away from you.

Good luck for the next 60 months.


LILY

I believe that angels breathe and love will live on and never leave. I cherish all you gave me everyday.

Great news Andrew so glad for you after the rotten start. All the very best and well done Melanie.

Ang

andrewll ,congratulations and glad to know this site has helped you during your time of financial difficulty. Good luck with your IVA.
Take care

All I have left is my humour.

View my blog http://www.debtdummybankruwoman.blogs.iva.co.uk.

So pleased for you Andrew,all the best for the future.

Tracy

Well done Andrew! Only 60 months to freedom!!!!

Sue

Ho Hum! Think I'll bang my drum!

Read My Blog
http://sadsack.blogs.iva.co.uk/

We were so pleased for you too, that we have had a little celebration in the office today! Many thanks for confirming your gratitude so publicly, it is really appreciated.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Congratulations Andrew and good luck with your IVA. I found myself in a similar situation to you. My IVA with synical Synergi was booted out by the creditors last week. All I can say is thank heaven I found Melanie & co. My advice to any one else considering doing an IVA is to keep well away from the so called IVA factories. They deal in high volume and will submit any IVA proposal just to get three to six months payments from you.

Come on you Red Devils!

Any phone calls from creditors will not be answered during the FA Cup final!!!!

andrew i am so pleased your iva went through, well done to melanie also, it just shows you what synergi was all about, so glad you found this forum and ditched them, and you finally got a real professional to help you on your way.
congrats
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Hi
A big well done to you and Melanie.
This is absolute proof that the quality of your proposal is just,if not more,important than the figures.
For people contemplating an IVA............take a few days to look around and speak to several companies.It really is the difference between success and failure.You are making one of the biggest decisions of your life and it will affect your life and the people around you so once again take your time,do your homework and ask those questions...........you,ll be so glad that you did.
Regards

Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp