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Posted: Fri Feb 26, 2010 12:19 pm
by mumofthree
I have just received "the" phone call. My IVA has been approved with no modifications, £150pcm for 5 years.
I cant tell you how relieved, happy, excited I am. Its just so much of a relief. Thank you everyone on this forum. [:D] [:D]
Posted: Fri Feb 26, 2010 12:23 pm
by Shining
Well done and here's to your debt free future. x
Posted: Fri Feb 26, 2010 12:24 pm
by Declan at DebtFreeDirect
Congratulations and well done.
Enjoy the moment and berst of luck on the road to debt-freedom.
Thanks
Posted: Fri Feb 26, 2010 12:37 pm
by Michael Peoples
Congratulations from me too.
Posted: Fri Feb 26, 2010 1:47 pm
by MelanieGiles
A very well deserved result for you.
Posted: Fri Feb 26, 2010 1:48 pm
by Clairbare
That is fab news - forgive me as not at your stage yet but I thought you had to be able to pay back more than £200+ per month?
Posted: Fri Feb 26, 2010 2:08 pm
by mumofthree
Thanks everyone I feel great now

Clairbare .. I dont know about that, they were originally going to put me on £200pcm but because my husbands debts were only £5000 in his name, he has had to go on a debt management. So he has to pay £80pcm and me £150pcm. I also ready somewhere that it has to be £200pcm that is why I was so convinced my IVA wouldnt get approved.
Posted: Fri Feb 26, 2010 2:20 pm
by Clairbare
Well very well done, you must be so relieved - I hope I can post the same on here soon (well in the next 4 weeks at least) xx
Posted: Fri Feb 26, 2010 2:58 pm
by mumofthree
I am certainly relieved clairbare

and Im sure you will be posting good news on here in the next few weeks

I still cant believe there was no modifications to my IVA
Posted: Fri Feb 26, 2010 3:09 pm
by country girl
Hi
Congratualtions, thats a weight off your mind.
Linda
Posted: Fri Feb 26, 2010 5:24 pm
by kallis3
It's brilliant news.
Posted: Fri Feb 26, 2010 6:52 pm
by Diddy
Congratulations mumofthree thats great news, i had everything crossed for you. My IVA was approved at 156 pcm, but i also had some endowments which were also included as assets. I assume its really just down to the end dividend as to if its approved or not and if they believe that what is being offered in the proposal is the best option.
Posted: Fri Feb 26, 2010 7:16 pm
by mumofthree
thank you Diddy, I feel so good today, its such a great feeling. Just gonna open a bottle of lager in celebration. God I sound classy dont I. I like wine but it dont like me, lol
Posted: Fri Feb 26, 2010 7:25 pm
by kallis3
A bottle (or two!) of lager sounds find to me!
Have a great weekend.