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Posted: Wed Feb 17, 2010 5:57 pm
by Matt3786
Hi All,
Its been a while since I last posted on here but I have had the great news this afternoon that my IVA has been approved.
I cannot thank the IVA Advice Bureau enough in getting this proposal approved and would like to thank Melanie, Tom and all the team at the Cardiff office for all their hard work and apologise for all the emails I sent Melanie and Tom no doubt they got a little fed up of seeing an email everyday from me asking questions all the time.
It feels so good not having to worry anymore about how I will try and pay my creditors each and every month and now look forward to a debt free future all thanks to the Advice Bureau.
Good luck to everyone else who has and up and coming creditors meeting and hope it all goes well!!!!!
Cheers
Matt [:)]
Posted: Wed Feb 17, 2010 6:02 pm
by debtfree-wannabee
Hi Matt
thats great news - congratulations.
I have opted to go with the same people for my IVA too.
What was your timescale like from initial contact to the creditors meeting??
Posted: Wed Feb 17, 2010 6:06 pm
by marksam1
Nice one matt great news[:D]
Posted: Wed Feb 17, 2010 6:10 pm
by Matt3786
Thanks debtfree, it all happens quickly as long as you have all your documents etc in place when required it should be easier going.
I suppose timescale etc all depends on the above and how detailed your proposal is for your IP to produce.
My situation took less than 5 weeks from day one until today when it all went through and the IVA was passed, I was also imformed at all times as to what stage I was at and what was left to complete in order to move on so you always know whats going on.
You will be in great hands with Melanie and her team and I wish you all the best with your proposal.
Posted: Wed Feb 17, 2010 6:11 pm
by Matt3786
Thanks marksam1 and to everyone on here for their earlier advice!!!
Posted: Wed Feb 17, 2010 6:13 pm
by Cath
Congratulations xxx
Posted: Wed Feb 17, 2010 6:16 pm
by briggadeen
Congrats!!
Posted: Wed Feb 17, 2010 6:36 pm
by Struzzo39
Thats great news!!!
Posted: Wed Feb 17, 2010 6:50 pm
by Matt3786
Thanks all
Posted: Wed Feb 17, 2010 6:56 pm
by Shining
congratulations and well done on the acceptancce, you've picked a great team to work with and I wish you well in your journey to debt freedom.
I doubt they'd be fed up with your emails, I email Melanie often and her service goes far beyond what I would expect.
Posted: Wed Feb 17, 2010 6:58 pm
by Julie
Congrats Matt and well done to your IP and the team [:)]
Keep posting xx
Posted: Wed Feb 17, 2010 7:42 pm
by steppingstones
Excellent news
Posted: Wed Feb 17, 2010 11:47 pm
by MelanieGiles
We are never fed up to hear from our clients, and I am personally delighted for Matt as we did have a major battle with one of the creditor representatives who asked for some pretty unreasonable terms, which I managed to sort out at high level. All in a day's work!!
Posted: Thu Feb 18, 2010 6:49 am
by kallis3
Just caught up with this Matt, and congratulations from me as well.
Another great result for Melanie and her team.
Posted: Thu Feb 18, 2010 12:10 pm
by Matt3786
Yes, Melanie really had her work cut out at the end but I know first hand why Melanie is regarded so highly and how good she is with the creditors, I really couldnt thank them enough for what they have done.