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Posted: Thu Sep 24, 2009 11:01 am
by smithy81
Hi all, had my IVA approved this week (via Payplan) and just happened upon this site so thought id sign up & say hello

Heres to a debt free future!
Posted: Thu Sep 24, 2009 11:33 am
by Declan at DebtFreeDirect
Hi Smithy
Welcome to the forum, I hope you find it helpful and beneficial in terms of answering any questions you have on your IVA.
Congratulations on having your IVA approved as well.
Thanks
Posted: Thu Sep 24, 2009 5:53 pm
by MRBLUESKY
congrats smithy 81 welcome to the forum i was with payplan they looked after me good company,concluded my iva with them this year with a f&f offer.there customer care team were always on hand when i needed advice.
Posted: Thu Sep 24, 2009 6:04 pm
by kallis3
Good luck smithy. I'm currently with Payplan and have no problems.
Don't forget where we are here for you with any questions.
Posted: Thu Sep 24, 2009 6:07 pm
by Skippy
Welcome to the forum, and good luck with your IVA x
Posted: Thu Sep 24, 2009 7:35 pm
by plasticdaft
Welcome to the forum Smithy81. For the benefit of others any chance you could let us know who some of your creditors were and how the voting went? Its always handy for people to see creditors decision making when debt is involved.
Paul
Posted: Fri Sep 25, 2009 2:00 pm
by smithy81
Hi Paul, my IVA was approved by the smallest of margins, 75.7% !
My creditors were HSBC, MBNA, Abbey, Northern Rock & Natwest overdraft.
Northern Rock rejected.
Was previously in a DMP, which MBNA played very hard ball at tryin to squeeze as much out of me as poss, but oddly enough they welcomed the IVA?!
Posted: Fri Sep 25, 2009 2:09 pm
by Shining
Hi smithy81 and a very warm welcome to the forum, congratulations on your IVA acceptance and hope your journey to debt freedom is a smooth one.
Posted: Fri Sep 25, 2009 6:30 pm
by Julie
Hi Smithy....and a warm welcome from me too [:)]
Please stick around and post as there's always support and advice needed [;)]