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Posted: Wed Sep 23, 2009 5:28 pm
by Dougie
Following a stressful 2 week adjournment of the Creditors Meeting I am delighted to be able to report that my IVA has now been accepted, albeit with a modification that requires me to pay for 69 months instead of 60. It's going to be a long slog but finally I can start on the road to being debt free.
Huge thanks due to Melanie and her team, as others have said there are IP's and then there is Melanie [:D]
Also must thank this site and all the regular contributors who have been so encouraging and without whom I'd never have known about Melanie Giles and the IVA Advice Bureau.
Posted: Wed Sep 23, 2009 5:30 pm
by kallis3
Fabulous news Dougie - so pleased for you.
Good result for Mel and her team as well.
Don't forget to keep us informed as to how you are getting on.
Posted: Wed Sep 23, 2009 5:30 pm
by Julie
Wow, congrats Dougie and well done to Melanie's team.
Good luck with the IVA xx
Posted: Wed Sep 23, 2009 5:38 pm
by merrypotter
congrats x
Posted: Wed Sep 23, 2009 5:42 pm
by pog1234
Hi Dougie.....brilliant news what were the modifications?
Posted: Wed Sep 23, 2009 6:05 pm
by Dougie
Modification was the length of the term pog1234, originally 60 months but extended to 69 to allow me to keep my car.
Posted: Wed Sep 23, 2009 6:08 pm
by pog1234
Thanks Dougie, I now remember that they were initially insisting you sell the car......well done I bet you are relieved that it is all now resolved. Many congrats hopefully I will be posting good news next week.
Posted: Wed Sep 23, 2009 6:09 pm
by Shining
Good result Dougie, and another result for Mel and team...well done to all
Posted: Wed Sep 23, 2009 6:17 pm
by Dougie
Thanks all, it is a great result for me. I did need a half decent car as I do around 20,000 business miles a year and have 4 kids so I needed a reliable people carrier as a minimum. It is awkward asking for a consideration such as this as I was not really in a position to bargain but Mel's team sorted it.
Posted: Wed Sep 23, 2009 6:21 pm
by Cath
Well done!
Posted: Wed Sep 23, 2009 6:22 pm
by Shining
Mel is good and understands the needs of her clients so therefore her and her entire team go that extra length to keep the client happy whilst conforming to the IVA. I'm with Mel and team and they have helped me so much.
Posted: Wed Sep 23, 2009 8:14 pm
by MelanieGiles
This was a tough one - but we enjoy those more! The credit for this goes to my wonderful colleague Claire who is like a dog with a bone when it comes to creditor modifications. On the whole I feel this is a very good result all round!
Posted: Wed Sep 23, 2009 8:51 pm
by Skippy
Congratulations Dougie and good luck for the future.
Well done again to Melanie's team!
Posted: Thu Sep 24, 2009 5:45 pm
by MRBLUESKY
congratulations dougie you can move on now,good luck to the future.
Posted: Thu Sep 24, 2009 5:50 pm
by kallis3
Full credit to you and your team Mel.