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Posted: Thu Sep 10, 2009 6:45 pm
by marky b
We had our meeting today and our IVA was approved. My creditors voted 100% in favour and my wifes were 75.6% close or what.
Dont feel jubilant as still feel ashamed of the fact we got in such a mess but do feel a sense of releif that we finally have an end to the problems in sight.
This forum has proved invaluable to us and a great source of information.
Cant thank the Melanie Giles team enough for their advice and guidance throughout. Very comforting when one of your creditors tells you that your choice of IP should be commended.
About 12 weeks since the first phone call to tina we reckon.
Thanks Mel and co.
Posted: Thu Sep 10, 2009 6:48 pm
by Skippy
Congratulations, I'm really pleased for you. Don't feel ashamed, feel proud of yourself for taking your head out of the sand and dealing with your problems x
Posted: Thu Sep 10, 2009 6:49 pm
by Max
Congratulations to you both -I like the comment re Melanie - my husband's major creditor refered to her as "an honourable IP" and gave that as the reason for helping us.J
Posted: Thu Sep 10, 2009 6:49 pm
by carrie
Congratulations!![8D]
Don't feel ashamed, you did the right thing in dealing with your debts and paying back your creditors as much as you can afford.
Well done to Mel and her team.
Posted: Thu Sep 10, 2009 7:05 pm
by marky b
Thanks guys, im feeling more releived and less ashamed as the day goes on.
your a smashing bunch on here and a great help.
Posted: Thu Sep 10, 2009 7:29 pm
by Cath
Well done, I'm so pleased for your outcome xxx
Posted: Thu Sep 10, 2009 7:32 pm
by banjoplayer
Absolutely brilliant news for you your wife and Melanies team.
Best Wishes BP
Posted: Thu Sep 10, 2009 7:53 pm
by marky b
cheers bp, only 1 month in yourself i see.
Posted: Thu Sep 10, 2009 7:54 pm
by Shining
Fab result for yourself and Melanie and as others say please don't feel ashamed, nothing to be ashamed of in getting a positive result today. Hope your journey is a smooth one.
Posted: Thu Sep 10, 2009 8:06 pm
by pog1234
many congrats......I am so pleased for you both.
Posted: Thu Sep 10, 2009 8:45 pm
by marky b
thanks again for the kind words.
Posted: Fri Sep 11, 2009 12:13 am
by MelanieGiles
Absolutely delighted, and .6% is good enough for me! You have been a great client to work with, and I am so glad you are pleased with the result.
Posted: Fri Sep 11, 2009 6:46 am
by Pennyless
Marky B...great news!
Melanie....well done also.
Posted: Fri Sep 11, 2009 11:41 am
by Michael Peoples
Well done from me too. As Melanie says .6% will do and often it is sweeter when you get one through at that level because it means you have managed to outvote either a particularly awkward creditor or some very nasty modifications.
Posted: Fri Sep 11, 2009 11:51 am
by Declan at DebtFreeDirect
Congratulations from me aswell.