www.iva.co.uk

Hello all

Following a couple of posts on here and lots of research i decided i would apply for an IVA and opted for The IVA Advice Bureau and Melanie Giles' team. First of all i would like to say they have been top class with their information and really helped me feel at ease in what i found to be a very difficult situation to confront. After the initial conversation with Tina i felt totally at ease.
Well the moment of truth has arrived, i have received notification that my creditors meeting is to take place on 31st July [:0] so i shall no my destiny in a week and a half.
So wish me luck and will let you know the outcome a week on Friday [:)]

Best of luck from me and I am sure you will be fine. You are in very good hands.

So pleased you are with Melanie - she cannot be beaten and so you are in the safest hands possible. Good luck. J

Hi dgh
best of luck for 31, my meeting is on the 6 august and I to am with Melanie and her team and am so grateful that I am!!!You are completely right their service is top class and make you feel completely at ease and nobody judged me for my level of debt they just gave me soundd advice on how to deal with.My only regret is that I didn't find this website sooner
but hey!!!

BEST OF LUCK FOR 31st[:D]

Whetlor - best of luck for 6 08- you too are in the safest hands possible. J

Thanks J for the support!! Its weird I am nervous and excited at the same time, but I do wonder what if mine is the one that fails to be accepted!!!
but back to positive thinking!!![^]

Thanks for the positive comments guys. We are very happy to be acting for all of you.

Thanks for that elv5 and whetlor those were my exact thoughts, if only i had done this sooner i may have been finished my IVA by now or certainly well into it. Still i'm so pleased i have done it now but like you i have this feeling of nervous excitement. One moment i think if this is accepted it is such a load off my mind then the next i think what am i to do if it isn't accepted!! I have every faith in Melanie however.
Positive thinking needed on both our parts - best of luck for the 6th and good luck to anyone else out there with a creditor meeting looming.

I feel the same way if I had done something sooner I too would be very established into my iva but hinsight is a wonderful thing!!
But my advice would be to anyone reading the posts on this forum
pick up the phone/send an email just make that first intial contact
just making that first step could make just all the difference to sorting out your problems!!



Well best of luck dgh for the 31 I will keep everything crossed for you!!!!!!

Good luck from me as well dgh - you are in safe hands and I am sure you will be ok.

Good luck with your creditor meeting, you certainly have chosen a reputable company to represent you, just read all of the great comments about melanie and her team, reads like a who's who [:D]

Fingers crossed that everything works out ok for you, and please keep us all informed.

Best wishes BP

Good luck to you both from me as well xxx

Good luck from me too, I'm with Melanie and cannot sing her praises highly enough. You'll not go far wrong there x

Just to be different I'm not with Melenie,though there were,and still are, times I wish I was. Good luck to both of you I'm sure it will all be alright on the day.

Best of luck.
Im sure you will be fine and can look forward to a debt free future.

Thanks